Own your home??

[BATISTAGIRL663]

Do you own your home? I'm in the process of buying my home that I have been renting for the last 13 and a half years I'm so excited to actually be a homeowner this has been the biggest thing I've ever done and the most expensive!

[ccandpam]

Congrats! I know you will be very Happy being a Home Owner. I have been a Home Owner for over 25 years and it feels so Good to call something really Big to call your own. You will be so Very Happy.

[dsosnowski06]

Love owning my home especially since we paid it off it about 10 years ago.  Like knowing that I have always have a place to lay my head.  Now we just to keep it maintained

[sfreeman8]

We bought our place in 1976 for $8,500, (interest rates were 9.5%) a small 1=bedroom bungalow with 2.5 acres. We stuffed 7 rooms of furniture and 3 boys in there besides us. That was fun! We built onto the place and to make a long story short, had to build a new place away from the road due to a flood which wrecked the foundation of the bungalow. Who needed flood insurance living on a hill??? We needed a 2nd mortgage for that at 11%. We finally paid off the whole thing 10 years ago. Luck wasn't with us those years   and am glad it's done.

[linderlizzie]

Well, if you call having a mortgage in place, then I am a homeowner right now. However, I was just informed that they sold my loan to another lender. That kind of stuff scares me. 

The last home I lived in, which I grew up in, was completely paid off for a short time and then someone put a torch to it and it burned down. No, they never figured out who it was. They were so anxious to prove that I had done it myself that they didn't do much of an investigation other than grilling me for hours at a time. 

I suppose that was because insurance didn't want to pay for it. And evidently, Illinois is rampant with arsonists that want their homes to burn down to get the insurance. Really? Really? 

I noticed later on that the place had been hit by lightning so maybe it wasn't such a good place to live after all. You think? 

[potluck6]

Yes own a home. We bought it in 2008 got for a good price. Had some fixing up to do. Our mortgage is reasonable compare to  rents. You do have to pay for upkeep rather then having a landlord pay. Make sure you can afford the mortgage.

[zette965]

My boyfriend and I have recently been looking for our first home! We are super excited to have a home of our own after renting for years.  It's just so hard for us to find anywhere that has everything we are looking for without being so far away from town or being just astronomically expensive, and we don't have a very long list of demands.  We just want a yard so our dog can spend time outside and where we live its hard to find a nice place with a yard that isn't miles away.  Have you had any issues finding everything you wanted in a house? 

[oldbuddy]

I have owned a home since the 1960's and sometimes two of them at once. I am so glad my grandpa instilled in me that they are not making any more dirt, so it's a great investment if you chose wisely. We just downsized and paid for the one we live in now with cash and had a few thousand left over for savings.

[bshee58]

We rent, but one day God will Bless us with a house, Praying.

[s34g35j]

no

[clickers]

Congrats to all the homeowners! It's a great investment that really pays in appreciation.

[bremer51]

Yes. We bought our home in 1995.  It's a big commitment, and so worth it.  Congrats.

[BATISTAGIRL663]

Thanks everyone !! I'm so excited!

[freedavis]

I own my home and so happy versus renting.  You waste so much more money renting your whole life. 

[tantricia44]

congrats! I've owned my home since 2010, it was a great feeling not having to pay a 2nd or 3rd person your hard earned monies!