I have had this happen twice, on two separate credit cards and in different years. The first one was on my Visa credit card and the second was on my American Express card. Both companies were exemplary in their support of my situation and I was credited with my missing funds within a couple of days. It is very frustrating none the less and it does make you angry that there are people out there that lack any kind of morals or remorse. I feel sorry for the banks that they have to pick up the tab for this. I would hope that, in the not too distant future, they will wise up and crack down on this cowardly crime. From my situation alone, more than $1,000 was lost.