credit or cash

[aggie49]

do you use credit cards debit cards or cash for shopping i use my debit card and cash more then my credit cards to try to keep the interest and fiance on the credit cards plus i was thought to be smart and if you can't not afford things you should paid cash or do not get it until you can

[Nancy5]

I rarely use cash I mostly use my debit card.  I do at times use my credit cards.

[sherryinutah]

I use credit cards as a way of building my credit and improving my credit score.  After I use and pay on a credit card for at least 6 months, paying MORE than the amount required and paying in a timely manner.....

I pay off the account and send a written request asking that the account be closed per consumer request.   

[jkhanson]

I use my debit card as a credit card all the time. 

Online, I earn cashback using my Paypal debit card as a credit card too.

[BATISTAGIRL663]

i mostly use my debit card --sometimes cash but never use a credit card --those things get me in trouble and i dont need no more trouble in my world ! lol

[oldbuddy]

I almost always use a credit card whenever I can. So far this year we have over $500 coming from Discover as a kickback we don't get when using cash or debit cards. We pay off the entire balance every month, so our cost is NOTHING.

[pkrahmer]

I use credit cards for large purchases or when I am shopping online.
I use cash most of the time for local purchases

[squirrelgirl44]

I use credit card for recurring expenses and pay off my card in full every month. For day to day purchases I either use cash (try to use cash at restaurants) and debit card for everything else.

[lhz123]

I always used cash my husband is afraid of using credit card for identity theft.

[potluck6]

well the cash back is a good deal use capital one and barclay cards for that still carry a small balance but it is usefull have about 30.00 cashback not much but will keep it going and keep paying the bill.

[vickysue]

I prefer using my debit and or cash. But for a long distance and lots of motel rooms then I will use my credit card only if I am planning to pay it off when I get home. So much easier getting a room. Some motels want you to put up a large deposit if paying by cash. And I can understand it. Because if some one trashes a room they have a way of collecting for the damages. But it is such a hassel.

[hawkeye3210]

I use credit cards as a way of building my credit and improving my credit score.  After I use and pay on a credit card for at least 6 months, paying MORE than the amount required and paying in a timely manner.....

I pay off the account and send a written request asking that the account be closed per consumer request.   

What's the logic in closing the account after 6 months? Closing an account can only hurt your credit score.

[dancer139]

i use both,,,, but i pay my credit card all off at the end of the month.   i never put on the card what I can't  pay off

[dreamyxo]

I use a combo depending on what I'm buying.

[alina6]

I use credit cards so I don't have to carry cash but then I pay them off every month.