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Topic: Credit cards or cash  (Read 2888 times)

melodylogan45

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Credit cards or cash
« on: March 19, 2014, 07:24:30 am »
Do you like to shop with credit/debit cards or cash. I still prefer debit card because
I can keep track better of my spending since I log it into
My register. For fuel, I prefer cash because it's less
Expensive.

texasmom32

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Re: Credit cards or cash
« Reply #1 on: March 19, 2014, 07:37:14 am »
I almost never use cash anymore.  I only have cash if I'm buying something from someone or someone bought something from me.  I use by debit card.  We're working on getting out of credit card debt, so we try to avoid using those.   :)

mgint

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Re: Credit cards or cash
« Reply #2 on: March 19, 2014, 07:58:12 am »
cash is good for me

catherinedwhite

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Re: Credit cards or cash
« Reply #3 on: March 19, 2014, 08:40:48 am »
I prefer cash.  I am always afraid I will forget to write down my expenses when I use a debit card.

Penwoir

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Re: Credit cards or cash
« Reply #4 on: March 19, 2014, 10:06:14 am »
I always use a debit card for my every day purchases such as gas, groceries etc. If I'm buying new electronics (or anything major) I will use a credit card for the extra liability given by the credit card company. Plus I get points from the card company which I later use to redeem gift cards. It's not that I don't have the cash. In fact, as soon as I make my major purchase on credit, I pay the amount straight into my credit account so I don't pay interest. I hardly ever use cash - in fact, if I put cash in my purse, I totally forget I have it.

ghunter

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Re: Credit cards or cash
« Reply #5 on: March 19, 2014, 10:15:45 am »
I only used by debit card if I left some money for a something I intend to buy, other than that I use cash, so much easy to keep up with.

nguzman1

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Re: Credit cards or cash
« Reply #6 on: March 19, 2014, 10:21:13 am »
so do I my visa keeps me in track, my credit cards I always over spend and money I never carry.

YummiBunz

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Re: Credit cards or cash
« Reply #7 on: March 19, 2014, 10:27:04 am »
I carry no more than $50 cash and the rest I put on a prepaid debit card.. Credit cards are my weakness I always overspend  :o

articx

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Re: Credit cards or cash
« Reply #8 on: March 19, 2014, 10:41:03 am »
I prefer to use cash.

tikihut5

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Re: Credit cards or cash
« Reply #9 on: March 19, 2014, 11:19:30 am »
I prefer to use cash. On large purchases, I prefer to use a card. I don't want to pull out cash to pay for a $200+ purchase.

Nancy5

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Re: Credit cards or cash
« Reply #10 on: March 19, 2014, 12:21:43 pm »
I mostly used debit card.  For small amounts I will use cash, and if I'm buying something large, appliance, electronics, etc. I will use a credit card.
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skinnygwenny

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Re: Credit cards or cash
« Reply #11 on: March 19, 2014, 12:44:50 pm »
I prefer to use credit cards whenever I plan to purchase a few items or if I intend to purchase a high priced item.

lmrbean

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Re: Credit cards or cash
« Reply #12 on: March 21, 2014, 10:29:28 pm »
I use credit cards for almost everything, often even for small purchases.  I check the statement against my receipts before paying.

Timberlan127

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Re: Credit cards or cash
« Reply #13 on: March 22, 2014, 04:57:49 am »
I still use checks for most of my purchases unless I'm buying on line then I always use a credit card.

camellia0

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Re: Credit cards or cash
« Reply #14 on: March 22, 2014, 05:19:54 am »
I use my debit card for day to day shopping, but if I went out of town on a weekend, I'd use my credit card. I like to keep track of where I'm spending my money and it's easier to have it on the same card. But if I go to an unknown little store, I would use cash. I like to use my cards at well known stores.

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