New Affordable Health Care

[gaylasue]

I just reviewed our state's (KY) new affordable health care plans that are being implemented to comply with the federal health care mandate.  After reviewing all of the available policies, I am still trying to find the affordable policy.  Based on my income, I do qualify for some assistance ($177 per month).  However, even with this assistance, I still can't find an affordable policy!  The policies range from $212/month ($5,000 deductible, $15,000 coinsurance, $500 deductible for prescriptions) to $686 ($500 deductible, $5,000 coinsurance, $250 deductible for prescriptions) after the assistance allowance.  If my income should raise any, so will the cost of the insurance.  I still see the health insurance industry as a big-time racket.  If truth be told, most of congress probably invests in health insurance companies!

Has anyone else looked into health insurance policies through their state's or the government's sites?

[CharmedPhoenix]

Not yet.  I'm dreading it.  I prefer alternative medicine and, last I looked, health insurance didn't cover the medicine / treatments I want.  I don't see the logic in paying for something I won't use so I haven't had it for years.  I can't afford it these days anyway. 

[hitch0403]

I found a plan here in NY for $150 a month.I am grabbing it.I had my gall bladder out yr and half ago and was treated so well in hospital and didnt have coverage.I just want the piece of mind i have something and NOT feel like a sponge.The plan covers my wife too.

I am not sure down the road where this affordable act will go and i am tired of hearing Obama get crusified for helping out the poor and the middle class.I applaude what he did even tho i realize he is also a politician,but this world sucks so much you just know many that are against it based it on his skin color and NOT give a dam about poorer people.

[cathy37]

I haven't seen anything that is affordable.  My daughter has had Blue Cross Blue Shield every since she had to come off my plan at work.  It started out being around $150.  I pay this for her until she can afford to pay it herself.  Now it is $278 and next year it is going up again to $315.