"UNFREE" Offers

[dougsdoll]

The offers that require a credit card pay the best -- there's a surprise, right?  But my question is: will debit cards work?  Anybody tried it?

[samrhett2]

I don't know if pre-paid debit cards will work, but I see no reason why a bank debit card would not work.  If it has a Mastercard or Visa logo it can essentially be used as a debit card.  I have a Paypal debit card and that is not accepted every where I try to use it but it is at most places.  You will just have to try it out and see.  Also those Visa giftcards can sometimes be tricky to use also.

[bloins]

The offers that require a credit card pay the best -- there's a surprise, right?  But my question is: will debit cards work?  Anybody tried it?

Yes for quite a few they do work. I will only use a pre-paid debit card for the simple fact that I have a terrible memory. Alot of the offers are for a "free" trial but you pay for shipping or processing or some other small fee, then if you decide you want to keep the product/service after so many days or weeks or whatever they charge you the full price or monthly fee then. Well, sometimes (a lot of the time) I forget what I have signed up for or when they are going to charge me. So if I use a credit card and I forget about it they will be able to charge me whether I want them to or not even if it is a product/service I am no longer using or am not happy with. Whereas if I use a debit card I have more control. If it is something that i definitely want to keep I am more likely to remember and deposit money onto my card, however if it is something I do not wish to keep there will be no money on the card for them to take if I forget to call and cancel at the end of my trial period. If they do attempt to charge my card I will get an e-mail about it and I can just make a deposit if I want to keep it or it also reminds me to cancel if I don't. With all that being said, I have ran across a couple of offers that will not accept pre-paid debit card.

[moon29]

The offers that require a credit card pay the best -- there's a surprise, right?  But my question is: will debit cards work?  Anybody tried it?

Yes for quite a few they do work. I will only use a pre-paid debit card for the simple fact that I have a terrible memory. Alot of the offers are for a "free" trial but you pay for shipping or processing or some other small fee, then if you decide you want to keep the product/service after so many days or weeks or whatever they charge you the full price or monthly fee then. Well, sometimes (a lot of the time) I forget what I have signed up for or when they are going to charge me. So if I use a credit card and I forget about it they will be able to charge me whether I want them to or not even if it is a product/service I am no longer using or am not happy with. Whereas if I use a debit card I have more control. If it is something that i definitely want to keep I am more likely to remember and deposit money onto my card, however if it is something I do not wish to keep there will be no money on the card for them to take if I forget to call and cancel at the end of my trial period. If they do attempt to charge my card I will get an e-mail about it and I can just make a deposit if I want to keep it or it also reminds me to cancel if I don't. With all that being said, I have ran across a couple of offers that will not accept pre-paid debit card.

That is a great idea i had never thought about doing this before because i too have a terrible memory about some things and this would be a great way for me to test stuff out and still be able to cancel the items if i no longer wanted to use the service.

[samisue]

I have used my debit card for a few of these offers. Just be sure to read the details - the requirements vary for each offer. You may be required to continue beyond the trial period, make a minimum purchase, etc.

[southernhorizons]

The offers that require a credit card pay the best -- there's a surprise, right?  But my question is: will debit cards work?  Anybody tried it?

Yes for quite a few they do work. I will only use a pre-paid debit card for the simple fact that I have a terrible memory. Alot of the offers are for a "free" trial but you pay for shipping or processing or some other small fee, then if you decide you want to keep the product/service after so many days or weeks or whatever they charge you the full price or monthly fee then. Well, sometimes (a lot of the time) I forget what I have signed up for or when they are going to charge me. So if I use a credit card and I forget about it they will be able to charge me whether I want them to or not even if it is a product/service I am no longer using or am not happy with. Whereas if I use a debit card I have more control. If it is something that i definitely want to keep I am more likely to remember and deposit money onto my card, however if it is something I do not wish to keep there will be no money on the card for them to take if I forget to call and cancel at the end of my trial period. If they do attempt to charge my card I will get an e-mail about it and I can just make a deposit if I want to keep it or it also reminds me to cancel if I don't. With all that being said, I have ran across a couple of offers that will not accept pre-paid debit card.

Actually, you are not supposed to use pre-paid debit cards for offers. Some websites will shut down your account for fraud if you do. Bank debit cards are fine; I use them all the time.
If you can't keep track of trial offers, try using a spreadsheet, or even a simple notebook with the date you do the offer, how many days the trial is for, the contact information if you need to cancel, and any other pertinent information. this is what I've been doing for years, for hundreds of trial offers, and it works great. Also, I tape little pieces of paper with the same information to my computer, so I can always see at a glance what trials are set to expire. I set my cancellation date a couple of days before the end of the trial, in case they try to bill early.

[mjoseph1]

i've had success with these offers over time, i use free online calendar reminders so i don't forget to cancel my free trials

[southernhorizons]

i've had success with these offers over time, i use free online calendar reminders so i don't forget to cancel my free trials

Yes, that's a great idea to keep track. I might try that myself. One reason I like offline reminders, though, is that my internet is sometimes spotty, so I don't want to miss the deadline for cancelling.

[dwiley11]

I wouldn't

[pstovall]

I've been tempted to try a couple of the credit card offers, but never have, especially the trial subscriptions.  I'm afraid I would forget to cancel a subscription on time and would actually spend more money than I would make.  If it were something I was truly interested in and did not intend to cancel, then I would definitely go for it!  Whenever I buy something online I always try to check first to see if I can get it through FusionCash and save a few cents!

[nannycoe1]

I am also afraid to do these because I know I would forget to cancel the ones I don't want. It just seems too risky for me.

[bloins]

Just to clarify.....when I sign up for an offer it is only if it is something that I am truly interested in, maybe not keeping forever but at least trying it out to see if it is worth the money they want to charge me for it. I do have a credit card that I use for recurring payments whether it is something I sign up for on here or other payments I make on a monthly basis. If I sign up for a trial offer and decide to keep it after my free trial I just update my credit card information (change it from my debit card to my credit card so I know it gets paid in case I forget) I am not trying to defraud anybody, I just have a very busy life so it is very easy to forget something I'm a single mother of 5 children so I am on a budget and I can't afford to just give away $20 here and there just because I forgot to cancel something I no longer want or need.

[jonhall37]

i dont do them just for the fear of forgetting to cancel if i dont like the product......

[lbeery]

I am sure debit cards would work but please be very very careful.   A debit card is tied to your checking acct usually and giving out this info over the net could lead to serious consequences to finances if someone steals it.  A pre paid debit card is probably the only way to go to be safe.

[bungholiotgn]

Yeah I am horrible with remembering to cancel things like this. Have yet to do a Paid offer on here, however there are a few that I have been thinking about.