Are you for or against Obama care?

[sigmapi1501]

It's going to bankrupt the country so I'm against it.

No, it isn't. If you actually think a country can go "bankrupt" you don't understand economics.

[sigmapi1501]

I fear that the Affordable care act. (Did any of you know that is what it's actually called?) does not address the real reasons it costs so much to go to the doctor.

Car insurance doesn't pay for gas in your car, oil changes, basic maintenance, things like that. If it did, car insurance would cost 20x more than it does now. Car insurance pays for things out of the ordinary. That is how medical insurance used to work and still should work.  However, medical insurance has become a form of currency and is no longer simply protection against the catastrophic.

There are advertisements for medicine on tv now. That's a problem. The medical industry is now big business, not wellness. There is no going back, there is no fixing this.

[sigmapi1501]

I have no health insurance and I'm still against it.  I do believe that it's a basic human right for people to have health care but, obamacare will make it completely unaffordable for those who can't afford it now.  Just look around you and see what's happening.  Physicians who want to stay in business are telling their patients they no longer accept ANY KIND OF INSURANCE (CASH only), and those who think it won't be worth it will find new careers.  The doctor shortage will be crazy.  The WAIT period to see your physician (IF you're lucky enough to KEEP your own physician) will be phenomenal.  What if you need a Specialist?  Lots of luck.  You may wait MONTHS and TRAVEL FAR for the particular "Specialty" you need to see.  Even the idiots who WROTE it are now coming out and saying, "it's a TRAINWRECK."  Yes, indeed, it is!

no

[o2bnocn]

To the person telling everyone else that doesn't qualify to go get a job, there are NO jobs!!!!

[jmccaskill]

Obamacare has nothing to do with health care improvements, it is designed to control people and give the idiots in DC control of 15 to 20% of the nations economy. Everytime the government has become involved in healthcare it has been a total screw up!! You may or may not know the history of this, HMOs were the brain child of Ted Kennedy and it dang near ruined many physicians practices. There were a lot of small communities that lost their ONLY doctor as this abortion virtually forced Drs. out of private (single Dr. practices) operations. Ever wonder just why you only find Drs. in groups called PAs? You got it, government messing with 'health care'. The country has managed to handle that debacle somewhat, but this Obamacare is going to be horrendous, provided it gets fully implemented. It is still possible that this thing will get killed off, a LOT of those that voted for it are jumping ship now as the horrors that were predicted by those in the know are coming to fruition. They laughed at those claims, but now that they are coming true they are scared it what else is going to go bonkers with it.

[alina6]

Unfortunately my insurance premiums have gone up since Obamacare so I would say I am against it but the truth is, I don't know exactly what it is just that it costs more.

[fillfran82]

Curious what everyone thinks on Obama care being mandated next year, what are your feelings on it?

Hello I don't think Obama Care is a good idea. We shouldn’t be force to get health insurance it should be our choice. If they really wanted everyone to have health insurance why don't they make it free? I already have enough bills I don't need another one. We shall see the effects of Obama Care very soon.

[shelly927]

i think obama care is fine, if it is helping anyone and saving lives then am all for it.

[raybird2013]

There isn't anything 'good' coming out of the Obama administration. Obama is destroying the Constitution and killing our liberties. He is a puppet of the Zionist regime and steering us all steadfast into the New World Order. Life as you know it will soon cease to excist in this country. You had best wake the *bleep* up and prepare yourself for it.

[lbryanwf]

Against!!! The individual mandate sticks in my craw really hard. I got a news letter from H&R Block advising me that all tax returns will undergo scrutiny by the government from here on out. Purpose? To determine who will be forced to buy Obamacare, and to keep up with who will suffer a tax penalty when they don't comply. And as soon as Obamacare was drawn up the House and the Senate threw a ruling in there that exempted themselves from all of it. There little things all through it that have yet to be revealed. The latest is that Muslims, for religious reasons, cannot be bound to Obamacare, because their religion tells them that insurance is the same as gambling.  Gambling is forbidden in that religion. Should we all become Muslim, then?

[darkxtsuna]

Against it, It's just plain awful does not help at all.

[lvstephanie]

Unfortunately my insurance premiums have gone up since Obamacare so I would say I am against it but the truth is, I don't know exactly what it is just that it costs more.

One of the main reasons for the increase in premiums is because of the mandate to cover pre-existing conditions at the same cost as those without that condition. No other form of insurance allows you to get coverage after you have a reason for a claim; you can't get into a car accident, then purchase car insurance and have that insurance cover that "pre-existing" accident. The way that insurance is supposed to work is that you pay into it in case at some later date you need medical attention, the insurance company can pay for your medical costs. As lbryanwf mentioned, it is in a way like gambling... You are betting against the insurance company that at some later date your health costs will exceed the amount of money you can easily pay for, while the insurance company is betting that the premiums you are paying will exceed the amount of health costs they'll have to pay out. As long as people have health insurance and are consistently paying for it, then the insurance companies should be able to cover for those catastrophic events. But once you force insurance companies to cover pre-existing conditions (esp. without increasing that person's premiums above the rest of the pool), in order for the insurance company to stay profitable, they have to increase the premiums on the rest of the members in order to pay for your known costs.

The problem that lead to this mandate is two-fold. First, some insurance companies would drop your coverage after you had some high-cost claim. And then once you were dropped, it became more difficult to get new insurance because that claim was now a pre-existing condition. Another problem was that some people were losing their insurance when they lost their job, and when they were able to get coverage again, they were caught with having a pre-existing condition.

There are ways to reform our health insurance system solve these issues without forcing insurance companies to cover pre-existing conditions. First is to have automatic renewal of insurance. So as long as you are paying your premiums, the insurance company has to automatically renew your coverage. This would prevent insurance companies from dropping people once they have made a claim. Also, the insurance should be bound to the individual, not the employer. Tax relief should be given to individuals that purchase health insurance instead of other way around. This would alleviate the costs that business has to pay for their employees, and they could pass that savings onto their workers in the form of a higher salary which the worker would then use to purchase their own insurance. This would allow the person to keep their insurance whether or not they are employed by their current employer. It would also allow the beneficiary to choose what form of coverage they desire. A young person out of college may choose to get a low premium, high deductible catastrophic coverage with the idea that they are healthy so they most likely won't have any claims, and they can save money on their premiums to pay for other, more immediate costs like college loans. Whereas a person in their 40's may choose insurance that has a higher premium, but a lower deductible knowing that they will be needing to go to the doctor more often for things like colonoscopies and breast / prostate exams.

[jmccaskill]

Amazing is it not, the general consensus here on this forum that truly is composed of what appears to be a very diverse cross section of the population is that Obamacare is NOT wanted? I dare say that this tiny sampling is representative of the nation as a whole! If you really want to make a difference here, email,wrte, or just call your congress people and let them know your feeelings on this matter! It is a fact that only a handful of people actually communicate with their federal representatives so it really does not take a lot of voices to bring about actiions on their part.

This country remains, a a nation OF THE PEOPLE & BY THE PEOPLE. So I encourage everyone to make their voices heard, pro or con, just speak up! 

[sarabtrayior]

I don't understand it... if it's for folks w/o health care it needs to be affordable for eveyone... if not, it's useless!!!

[bigfoot951]

I don't know why anyone would be for it.  It's going to make the price go up for everyone that already has healthcare and the rest of the people will be in the same situation.  I have been denied for pre-existing conditions and I am still be denied for the same reasons.