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The turning point is definitely $600. I requested my 6th cash out 10 days ago and at that point, the cash out process was a little different. I was told that since I had already received over $600, I would need to provide my SSN # as well as other personal info for tax purposes before I could receive anymore FC payments. So, I will apparently be receiving tax papers/forms at some point. Yay! Haha
Remember All taxes are voluntary!!
I made over 400 in 10 months and that was with zero referrals. Missed the first few months of last year since I didn't start looking for these sites until February. Although unlikely, it is very possible. Especially if you do have a few good referrals