Has anyone checked their credit score? (not putting this in offers)

[EDW39A]

Have you checked your credit score and how was it? Not asking you to tell! (Not putting this in offers, because not asking about a particular one.) Or do you care about your score.

[remediagirl]

I do check my score. I check it for free through an offer on this site. My score is good. I just started building it a couple years ago.

[potluck6]

i have to soon might try to refinance the house.When we bought the house had a good score not sure now though.Seems like if you want to buy a car or house you need a good score.we had a few late credit card payments and a collection from a dental office still not paid so ours is probably down i've heard just one mistake can be a problem.

[Laurieandjohn]

I also check mine threw a free thirty day offer and was ok but was always told the more you check it as in inquiry it does affect it don't know for sure if this is fact or not though

[anthonym1000]

i hate credit and the power they have over you. i think if you can affors it, then buy it, if not dont

[remediagirl]

I also check mine threw a free thirty day offer and was ok but was always told the more you check it as in inquiry it does affect it don't know for sure if this is fact or not though

I get an email every once in awhile telling me my score and how much debt I have. (which isn't much) Don't have to inquire. It is always up a little each time I get the email.

[ttix67]

When I applied for a credit card/credit line increase, the company automatically informed me.  I personally think it's a waste of money to subscribe to those sites that offer you your credit score an unlimited amount of times.  It changes, but not that often to the point where you would need to check it several times a month.  You can also use CreditKarma, which monitors your credit (and gives you a proprietary score).  I have it and works great in that if you opened accounts, increase debt, etc. it automatically informs you.  A great tool for identity purposes.  Best of all it's free. 

[black1304]

I check mine with an app on my iPhone.  It seems like it updates monthly and I keep an eye on it because I will need to buy a car soon and want to get the best rate I can.  My score is pretty good.  I like to keep it that way. 

[queenofnines]

I check mine for free with Quizzle twice a year. They also let you know how safe your neighborhood is!

[mmoore12002]

I do check my score not frequently but I try to stay on top of it to keep it good. It is important to ensure noone is stealing your identity.

[mstevenson2]

last time i did i cryed

[Andrew09]

I check mine for free with Quizzle twice a year. They also let you know how safe your neighborhood is!

I use Quizzle & CreditKarma

[sherryinutah]

I'm also registered on a couple of sites where I can check my score for free.  I've found that I can boost my score if I do the following:

1-Open a new account and charge something.
2-Make my payments in a timely manner for at least 6 months.
3-Pay off the account after 6 months.
4-Request that my account be closed after I pay it off.