DEBT

[smy0850]

Learn to utilize CVS's Extracare Bucks and Walgreens Register Rewards ... they are instant in store rebates that you can use like cash on other items.
Get get every reward card for stores you frequent that compounds savings.

This is what I do,  I love CVS I have stockpiles so many toiletries that I don't need to go this week.  The downside is that you need to remember to cash in your extra bucks. In our stores they allow you to ring up your extra buck purchases cash out, and then use the extra bucks you just earned to buy the other stuff in your cart.

Love CVS reward bucks and Walgreens register rewards!! I have a small stockpile but most things were either free or at the most $2. The only thing I don't like about Walgreens is their register rewards expire fast!

[healthfreedom]

You are very smart to work toward getting out of debt. That is my goal too.

[swv]

My goal also is to get out of debt. I am trying, but I am a single mom raising 2 kids and it is hard at times.

[thetop31]

if I have coupon,I  always use it. but many coupons I have but I don't really need them since I don't buy it. if I buy that means I spend more money.

[ajann1983]

So I've always been determined to pay off my debt but yesterday I made the decision to discontinue my phone service and cancel my netflix --- that's 40 dollars right there that could be going towards my bills.  I've also made the decision to cut my weekly grocery bill down from $75 to $40 --- I already try to price match, but I'm going to take it to the next level by looking through more ads and printing off coupons (by the way, know any good web sites where you can search for coupons for certain items)?  YAY ME!  My fiance doesn't think I can do it but I'll show him!

Your on the right track! You can get massive savings if you get into the extreme couponing for perishables and non-perishables. Lots you can get from freebies online also.
Go to the manufactures websites for things you typically use.
coupons.com, redplum, smart source online are good ... use different zipcodes since coupons are typically published regionally but are good nation wide.
Take advantage of Targets online coupons that you can stack a manufactures coupons to increase the savings.
Learn to utilize CVS's Extracare Bucks and Walgreens Register Rewards ... they are instant in store rebates that you can use like cash on other items.
Get get every reward card for stores you frequent that compounds savings.
Don't forget that coupons are not just for groceries ... they can be used and are out there for restaurants, clothing, etc.
Prove your fiance to shame and prove him wrong and pocket the savings.
If you get to stockpiling keep in mind you can make cash off it by selling on ebay for revenue on items that you get pennies on the dollar for.

I agree. This is a great way to start. I have shopped more at CVS and Walgreens now than i ever have once i figured out their rewards programs. Since i am a stay at home mom, i have also found that following companies on FB can have its rewards too. They sometimes give out high value coupons and even coupons for free products!! I have received a lot of free products and coupons from their FB giveaways.

[alaric99x]

I don't know what debt is, I don't think it should exist for any financially responsible individual or family.  After all my years in Europe I have a completely different understanding of debt.  People here in the US say they own a house, but they usually only own 50% of a house, often less.  They think they own a car, or two, but the bank usually owns most of that or those cars.  I don't have any mortgage payments and I paid for my car with cash.  No credit card debt, I pay my charges in full every month, I don't have any debts of any kind.  I suggest that you get into a completely different attitude about debt.  You don't "own" anything when the bank still holds the title.  Start thinking about ownership and debt in that way and then get a realistic sense of ownership and getting yourself out of debt.

[delgadoe]

being in debt sucks! all your hard earned money goes straight to paying bills 

[mawhite63]

So I've always been determined to pay off my debt but yesterday I made the decision to discontinue my phone service and cancel my netflix --- that's 40 dollars right there that could be going towards my bills.  I've also made the decision to cut my weekly grocery bill down from $75 to $40 --- I already try to price match, but I'm going to take it to the next level by looking through more ads and printing off coupons (by the way, know any good web sites where you can search for coupons for certain items)?  YAY ME!  My fiance doesn't think I can do it but I'll show him!

It can be addictive once you start! Our debt is a car loan that we're about to get rid of, because we're going to sell one of the cars and  student loan. Other than that, we don't have any credit cards or anything like that.

I love the coupon match ups and try to get the freebies each week. Right now, we have enough free toothpaste, dental floss and razors to last a lifetime LOL! 

I also love keeping an eye out for the "10 for $10" sales at some of the grocery stores. One thing I've been doing is talking to people about coupons, and if they're dead set against using them, I ask them if I can have their coupon inserts if they really don't want them. It's surprising the number of people who still won't use them, even when they see with their own eyes my little stockpile of free and cheap things I've gotten. Right now though, I've got about 5 people each week giving me their inserts. I keep telling them they'll catch the bug sooner or later, but for now I'm grateful to get all those inserts