Hey, Wecome! Well, you do make a little money like me if you are lazy like me, but people on this site who really get at it are making good sums each month.
As for cashing out, all cashout methods are good, but I've never used checks because it will take longer for it to reach you. I use paypal and direct deposit. Personally, I like direct deposit better than paypal because it goes straight to your bank account. When I use paypal, I will be transfering money to my bank account anyways. So good luck!