Annella, regarding #3, I am going to quote what this site pointed out regarding this remark:
"Can a God of love send anyone to Hell? You might as well ask some other question to make just as much sense. Does God allow disease in the world? Does God allow jails and prisons for some people? Does God allow the electric chair sometimes? Does God allow sin to break homes and hearts? Does God allow war? All of these things are the consequences of sin entering into the world, and in some cases the direct result of man's rebellion, and the result of greed and pride and egotism and hunger for power that doesn't have any use for people--only the desire to get ahead.
This is the incredible fruit of sin. Sin brings suffering into the world. There's no way of getting around it. And the greatest sin in the world is to reject the Lord Jesus Christ as Savior.
We have our catalog of sins. We have rape and incest and murder ; and we have them all cataloged and classified--but there isn't one of them (or even put them all together in one big hunk) that comes close to the sin of keeping Jesus Christ out of your life. Did Jesus say, "I'm going to send the Holy Spirit to convict the world of sin because they rob banks"-- or, "because they believe not on me"?
It is folly to expect that you or I can trifle with the Lord Jesus and not have a penalty attached to it. What ridiculous thinking people have in this area! We expect penalties for doing much less. Life is just built that way.
You jump off a high building, the law of gravity will take care of you. You might say, “God is love,” all the way down, but you're still going to get splattered when you hit the bottom! You break the law of gravity, and it breaks you! You may love your little child, but if he puts his finger up on that hot burner on the gas stove or the electric stove, he's going to get burned!"
http://www.christiananswers.net/q-grace/hell-and-god.html