Direct Deposit Question

[tjones911]

Are there any direct deposit services that have no fees?

[alissatucci]

Are you talking about being charged by Fusion Cash? Or by your bank?  Fusion Cash doesn't charge any fees.  In fact, from what I've heard, they pay the Pay Pal fees for you.  I have direct deposit through my bank and I haven't been charged any fees from either side...

[tjones911]

Oh I mean are there any services like AccountNow.net except with no fees?

[jamanderson245]

Most prepaid debit cards ( all with direct deposit accounts attached to them ) charge heavy fees. That's how they stay in bussiness. Even the All Access Visa, which charges the least amount of miscellaneous fees, charges $7-10
for there card fulfillment fee, and PIN-base purchases are $2.00, and signature-based purchases are $1.00. If
you already have a All Access Visa card paid for then using it is definatley the best way to go because the monthly account fee is waived if you have a credit ( such as from fusion cash ) posted to your account.

heres a list of all the prepaid cards:   http://www.creditcards.com/prepaid.php

with the exception of : Yo its me  http://www.yoitsme.com  and evolution card  http://www.evolutioncard.com

all of which charge substantial fees for monthly maintainence, card fulfillment, moneygram convenience fee, PIN-based purchase fee, signature-based purchase fee, lost/stolen fee, fart fee (just kidding), and money transfer fee.
The only fee you NEVER have to pay with any prepaid debit card is an overdraft fee. Consider yourself lucky. 

[LendaL]

Thats a good list of cards...-hip hop is ruining the nation...lol-  'Yo its me' card??  'Baby Phat'...

lol omg...thanks for that list...i will certainly pass it on to anyone interested...but i think Obopay will be the only prepaid that i wanna be bothered with, that free $10 kinda got me hooked i guess...

[tjones911]

Oh that's a lot of fees >.>
For obopay you have to have a cell phone?

[Madd4Money]

Oh that's a lot of fees >.>
For obopay you have to have a cell phone?

No you can sign up with your home phone as well. 

[tjones911]

I tried to sign up with Obopay, but it says it can't verify my identity. :/
I'm giving the right information too 


edit: it says:

Account Information Cannot Be Verified

The account information you previously entered does not appear to match the public information we access to verify your identity. Because safeguarding your privacy and security are of utmost importance to us, we cannot complete your registration without verifying the account information you have submitted.

To finish signing up for an Obopay account:
> Call our trusted Customer Support at 1-888-862-6729 6am - 6pm PST, 7 days a week

Other options:

> Read our Security and Privacy policies
> Learn more about How Obopay Works

[LendaL]

Did you move recently?...sometimes that will throw them off..

[Madd4Money]

I tried to sign up with Obopay, but it says it can't verify my identity. :/
I'm giving the right information too 

That's happened to a couple of other people and all they had to do was fax a copy of their license and everything was cool from there. 

Although I am not 100% sure if this is a new policy or not, but the last person I referred had to actually make a deposit into their Obopay account before they were credited with their sign up bonus.  It was only a minimal amount, but that's what he had to do.   

[LendaL]

I tried to refer someone also and after wondering why the referral was pending for so long, i got this as an answer.."Thank you for contacting Obopay Customer Support. If it's still pending you want to make sure that the referral has sent money person to person and load funds to insure that the bonuses are paid out to you and them"

...i still refer them...i just dont send out my referral link..most folks dont want to be bothered with sending money thru some credit card so I can get $5...-shrug-

[tjones911]

Oh, thanks, I'll try their support line.

[tjones911]

Gosh it took a while, but I finally got verified