my health ins company just lied to me

[countrygirl12]

i think that the insurance company has an obligation to tell me the truth. not lie to me for my money. its not like i can go get any health insurance i like this is the one offered to me thru my job.

Yet another reason why insurance should be tied to the individual and not to their job. Your employer doesn't make decisions as to what foods you purchase and where you purchase it from, so why should we expect our employer to do differently when it comes to health insurance.

You do not have to get your health insurance thru your job.  You can buy it where ever you want to.  If your employer pays your premiums then I say take the free insurance and shut up.  My employer offers insurance but it's pretty much worthless.  So I don't have insurance thru them.

[alice44]

It is necessary to shop and compare prescriptions just like anything else.  Some companies make it difficult though 

[countrygirl12]

You are smart to shop around. I feel all should always get a second and third opinion about anything now days even if it's medicine or a procedure.

Getting a second and third opinion is not that easy.  The insurance company will not pay for multiple different trips to the doctor for the same thing just to get a different opinion.  If you want to pay for it yourself you could do it.

It's funny because there was something on the news this morning about getting a second opinion and how doctors don't care if you say you want a second opinion and they welcome that.  LOL.  No they don't.  My doctor would get mad if I told him I wanted a second opinion.  And has got mad at me in the past for asking questions about a medication he gave me because I didn't understand something.   

[JaniceSW]

Let him get mad.  It's your health and your life and your money!  If he's so confident of his skills then he should welcome another opinion.  Maybe he might learn something!  Who knows!!  Doctors can't keep up with all the new information in the medical field. Tell him he's only human and humans make mistakes all the time. 

[kewl4reals]

so i would buy my meds from their pharmacy  ???where do you go when you cant get an honest answer from the company your suppose to trust? they were gonna charge me double what i can get my meds from another place i feel overwhelmed . what do you think!

                 sooner or later  all human  people  lie