Debt

[hawkeye3210]

No - and good luck.  It is wise to consolidate if you can do it.  Being financially stretched is no fun!

Actually, it is not a very wise move financially speaking. It should be nothing more than a last resort.

[kqa]

In addition to Lending Club and Prosper, I have also heard of Wikiloans. I don't have experience with any of these but they appear to be good choices.

[madeara]

I have no idea.  I hope things work out for you.  I wish you all the best.

[demaina]

You may want to see if there is a credit union in your area.  I have been a part of one for almost ten years and have really enjoyed it.  There are less crazy fees for things that should be free or they give you fair warning about the fees they will charge you. 

As someone else stated, I would work towards trying to pay off your debts.  Contact those that you owe and see if they will work with you towards paying them off.  Find the lowest one and pay it off, then next month, the money that would've gone towards that bill can now go towards paying off another bill and eventually you won't have any more debt.

[ilovepatrick]

  :moon:i am using the snowball method but i have failed in the past i hope that i have learned from my failures even $5 extra a month can make a big difference on loans making more loans has hurt me in the past i tried 0% cards i think it is best just to pay them off

[countrygirl12]

Anyone personally know of any banks that will do consolidation loans when your
Credit is not the best?

You are probably going to need to go with a local to you bank.  But if your credit is bad they probably won't even talk to you.  Since the economy has got so bad they are stricter on loans.

[bigedshult]

I would go to your credit union they are the ease to deal with moat of the time.