This topic is locked, no replies allowed. Inaccurate or out-of-date info may be present.

  • Print

Topic: Credit Score  (Read 607 times)

sherryinutah

    US flag
    View Profile
  • Gold Member
  • ********
  • Posts: 2277 (since 2011)
  • Thanked: 92x
Credit Score
« on: May 02, 2013, 02:09:51 am »
Are you actively involved in improving your credit ?  Do you take care of your accounts?  Do you have some idea what your credit score is?

Confession.  I've made some mistakes in the past; however, I use Credit Karma and Credit Sesame to monitor my Credit score and my accounts, now.

I spent time working for a company where I reviewed credit applications and approved and denied lines of credit.  There were certain things I learned that
I now use in my personal life.

My strategy is....

to open a line of credit, which may mean that, I apply for and use a credit card.  Then I pay MORE than I'm suppose to ON TIME for at least 6 months.  After I've proven that I can consistently pay on that account I pay it off AND I request that the account be closed.  In doing that, I establish the fact that I can handle credit and my credit score will increase.

How do you manage your credit?   :heart:
Have a great day!

  • Print
 

Related Topics

  Subject / Started by Replies Last post
3 Replies
2800 Views
Last post October 07, 2010, 12:03:11 am
by Stealth3si
0 Replies
581 Views
Last post June 25, 2014, 11:36:59 pm
by spdunne
0 Replies
661 Views
Last post October 16, 2014, 08:05:54 am
by Angiesw
9 Replies
1418 Views
Last post July 29, 2015, 06:49:14 pm
by camellia0
29 Replies
2267 Views
Last post April 29, 2018, 03:09:57 pm
by vg7405