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Topic: Credit Score  (Read 615 times)

sherryinutah

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Credit Score
« on: May 02, 2013, 02:09:51 am »
Are you actively involved in improving your credit ?  Do you take care of your accounts?  Do you have some idea what your credit score is?

Confession.  I've made some mistakes in the past; however, I use Credit Karma and Credit Sesame to monitor my Credit score and my accounts, now.

I spent time working for a company where I reviewed credit applications and approved and denied lines of credit.  There were certain things I learned that
I now use in my personal life.

My strategy is....

to open a line of credit, which may mean that, I apply for and use a credit card.  Then I pay MORE than I'm suppose to ON TIME for at least 6 months.  After I've proven that I can consistently pay on that account I pay it off AND I request that the account be closed.  In doing that, I establish the fact that I can handle credit and my credit score will increase.

How do you manage your credit?   :heart:
Have a great day!

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