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Topic: pre paid or regular credit cards  (Read 1434 times)

aggie49

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pre paid or regular credit cards
« on: May 07, 2012, 10:47:52 am »
i use only prepaid credit cards that way i don't over spend i love it

jwallbank

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Re: pre paid or regular credit cards
« Reply #1 on: May 07, 2012, 12:23:24 pm »
I have bought prepaid Gift cards - which are really prepaid credit cards (by Visa) and my brother in law took 3 months to use them (after christmas) and they charged a $5 a month service fee. I will never purchase those again, if I buy a gift card I will purchase one to a specific store. I thought it would be convenient with the Visa card this way he could purchase anywhere that takes Visa, I found out that they were ripping you off. I have a personal Visa card and I will always use that instead of a Prepaid Card.

ladavia89

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Re: pre paid or regular credit cards
« Reply #2 on: May 07, 2012, 12:36:23 pm »
I'll stick with my debit card so I can only spend money that I have and don't have to worry about paying off a bill

banderson5

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Re: pre paid or regular credit cards
« Reply #3 on: May 07, 2012, 02:57:34 pm »
I prefer to only spend money I actually have. Credit cards only make other people rich and can ruin your credit if you can't be responsible. I have even been thinking of switching to only carrying around cash, too, but I lose money too often for that

dealdeal1

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Re: pre paid or regular credit cards
« Reply #4 on: May 15, 2012, 04:51:05 am »
I ordered a Free NetSpend Prepaid Debit MasterCard Card and got $20 for free, and you can too!
email me for details at 11getbonus20@gmail.com

Zhongmou

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Re: pre paid or regular credit cards
« Reply #5 on: May 15, 2012, 09:36:10 am »
I stray from regular credit cards. I have seen what they can do to people. I can't stand prepaid cards either--unless I have something specific I want to do with them and won't wind up leaving money on it.

melissann1981

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Re: pre paid or regular credit cards
« Reply #6 on: May 15, 2012, 10:56:13 am »
I like my debit card......i always check to make sure i have enough so i dont over draft

Sendmicheck

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Re: pre paid or regular credit cards
« Reply #7 on: May 15, 2012, 10:12:24 pm »
Recently, I use my debit card more often.  Usually, I carry my credit card with me and use.

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