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Topic: How to build ur credit  (Read 878 times)

faysweet

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How to build ur credit
« on: May 13, 2012, 04:27:43 pm »
Hi i living in America almost 5 years ....anyway what the best way to build ur credit ..

sdenimandlace1

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Re: How to build ur credit
« Reply #1 on: May 13, 2012, 05:25:00 pm »
Start small borrow a small amount of money that you pay back on time.

lbryanwf

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Re: How to build ur credit
« Reply #2 on: May 13, 2012, 06:07:40 pm »
Try to get a credit card, charge your mandatory bills( electric bill, groceries, gasoline, car payment etc that you pay every month) Then pay the card in full each month. How I do it, is I charge those items with my credit card, Then from my checking account, I do online banking, and send the credit card payment from money I already have. It is all totally paperless and no stamps to buy. That will build your credit faster than anything, and you will be debt free. If you want to make it a sweet deal, get a credit card with a reward progam. That way you get something back for money you have to spend each month anyway.
Does not get any sweter than that!!!!!! :thumbsup:

NorCalModz

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Re: How to build ur credit
« Reply #3 on: May 13, 2012, 06:10:42 pm »
get a small loan from a credit union & pay it back in small amounts each month.  :)

mzzsarah12

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Re: How to build ur credit
« Reply #4 on: May 13, 2012, 11:51:50 pm »
If you haven't had a credit card yet ,don't get one. People say put something small and build it up which is a good idea. But what happens when your not able to pay the bill or something, nothing but trouble.

jenniferhoder

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Re: How to build ur credit
« Reply #5 on: May 14, 2012, 03:43:34 am »
Possibly the best way would be to get a credit card or a loan and make sure you are paying on time and don't keep the balance for long. This should get you started....Good Luck!

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