Making Ends meet

[Mizzkizz7]

The most costly expense is having a car, paying a car note and car repairs. Have anyone ever had to borrow money to pay for car repairs? Or get help paying car notes?

[countrygirl12]

The most costly expense is having a car, paying a car note and car repairs. Have anyone ever had to borrow money to pay for car repairs? Or get help paying car notes?

I would think the most costly expense would be paying a mortgage payment. 

[dreamyxo]

No.  Thank goodness.  I just paid my car off in March.  Sounds like you can't afford a car if you have to do all that. 

[fillfran82]

The most costly expense is having a car, paying a car note and car repairs. Have anyone ever had to borrow money to pay for car repairs? Or get help paying car notes?

Hello!

I don't have a car. I live in New York and take public transportation.

[sdenimandlace1]

Yes, I just had to buy a car after my 20 year old truck died it is costly to have a car. where I got this one, any thing over 500 in repairs you can make payment on.

[debidoo]

No I have been blessed in my elder years due to my mother being a savvy saver.  I have tried to make what I have last and because I am retired have been able to pay my bills and my car is paid for and I barely drive so it has hardly any miles.  Good luck to anyone struggling.

[Tresbn00]

Our mortgage is our largest expense. Insurance costs are not far behind. Health, homeowners, automobile, jewelry, and life insurance costs are not getting any cheaper. I have a nineteen sixty five jeep that costs ten dollars a month for insurance, fifteen dollars a month for gasoline, eight dollars a month for registration, and about twelve dollars a month for oil changes. My scooter costs about five dollars a month in gasoline, does not require insurance, does not need to be registered an maintenance has been about seventeen dollars per year. My wife/kid's vehicles are newer and any single one of their cars are close to eight times what I pay for my vehicles in a month. I am a cheap, old, tightwad that minimizes expenses and maximizes investments.

[ktheodos]

Unexpected car expenses can be expensive.....people don't often keep that in mind when purchasing cars...I paid for the car in full but still have insurance and repairs to pay

[makeblessed]

No, never had to borrow for car repairs; but I know unexpected repairs can be very expensive. I am retired now, so don't drive as much as I use to and thank goodness my 2010 jeep has long been paid off; but I still have to keep up the insurance and maintenance because I have no plans to get another vehicle any time soon. Hope things work out for you.

[gwilson31]

I have a credit card only for car repairs.  I paid off my 2007 chrysler about 2 years ago (with some help from FC and some other sites).  I have no plans to get another car anytime soon either.

[ancmetro]

     If you want a roof over your head to keep you warm and dry,
some have to choose between a motor vehicle and a home because
they cannot afford both. Life is all about personal choices...so choose well!

[Mizzkizz7]

I have a credit card only for car repairs.  I paid off my 2007 chrysler about 2 years ago (with some help from FC and some other sites).  I have no plans to get another car anytime soon either.

That's a good idea using your credit card for car repairs. Thanks for responding!

[Mizzkizz7]

No.  Thank goodness.  I just paid my car off in March.  Sounds like you can't afford a car if you have to do all that. 

Lucky you! I have 9,000 to go.

[ccandpam]

A Car Note costs as much as a Mortgage these Days. I am very lucky that I have not had to borrow money to pay either, but I have come pretty close a time or two.

[ghunter]

My car is paid for, but I might be buying a new one this year, don't know, but Mortgage is high, thanks be to God I did not have to borrow any money.