Scammers and fraudsters

[santa7]

Have you ever met someone who pretends to be really your friend and they turn out to be scammers and commit fraud?

[Tresbn00]

No, but my primary function during the day involves the analysis of transactions and identification of abnormal patterns as they relate to fraud, scams, money laundering, illicit gambling, drug/human trafficking, and counterfeit purchases. Just when I think I have seen it all, a new pattern will come along. It is sad because these scams generally target the poor, the trusting, the lonely, and those that cannot afford to part with a single penny. People with hopes of procuring something that might provide joy and hope, part with their money to an unscrupulous fraudster and then are exposed to a chain of follow up requests for money with a myriad of well thought out, seemingly related, expenses. The perpetrators are rarely if ever caught and conduct their crime with no remorse or thought of the lives they are ruining.

[santa7]

No, but my primary function during the day involves the analysis of transactions and identification of abnormal patterns as they relate to fraud, scams, money laundering, illicit gambling, drug/human trafficking, and counterfeit purchases. Just when I think I have seen it all, a new pattern will come along. It is sad because these scams generally target the poor, the trusting, the lonely, and those that cannot afford to part with a single penny. People with hopes of procuring something that might provide joy and hope, part with their money to an unscrupulous fraudster and then are exposed to a chain of follow up requests for money with a myriad of well thought out, seemingly related, expenses. The perpetrators are rarely if ever caught and conduct their crime with no remorse or thought of the lives they are ruining.

Oh  God!  You have exactly described the ex boyfriend of my daughter (and her parents).  He's left her with 1100 debt with Verizon and refuses to give her back the items he charged upm on her verizon account (and t mobile before that).  Sick in my stomach because his parents and him are so religious (not) and go to different churches).  Well, here's a new one for you, the churches have covered (funded) his debts (in the thousands) according to him.  They came here with their holier than thou looking down at us attitude and took his stuff, including his check, and refused to give back the items because according to his mother, it's my daughter's fault, she let him have access to her Cell phone accounts.

[countrygirl12]

No, but my primary function during the day involves the analysis of transactions and identification of abnormal patterns as they relate to fraud, scams, money laundering, illicit gambling, drug/human trafficking, and counterfeit purchases. Just when I think I have seen it all, a new pattern will come along. It is sad because these scams generally target the poor, the trusting, the lonely, and those that cannot afford to part with a single penny. People with hopes of procuring something that might provide joy and hope, part with their money to an unscrupulous fraudster and then are exposed to a chain of follow up requests for money with a myriad of well thought out, seemingly related, expenses. The perpetrators are rarely if ever caught and conduct their crime with no remorse or thought of the lives they are ruining.

Oh  God!  You have exactly described the ex boyfriend of my daughter (and her parents).  He's left her with 1100 debt with Verizon and refuses to give her back the items he charged upm on her verizon account (and t mobile before that).  Sick in my stomach because his parents and him are so religious (not) and go to different churches).  Well, here's a new one for you, the churches have covered (funded) his debts (in the thousands) according to him.  They came here with their holier than thou looking down at us attitude and took his stuff, including his check, and refused to give back the items because according to his mother, it's my daughter's fault, she let him have access to her Cell phone accounts.

This does not make sense. How can he charge things to her cell phone account? I have a family plan and NO ONE on the plan can charge anything to the account that I do not make an authorized user.  If she made him an authorized user then yes it is her fault.  But if she done that then HIS name is on the account and HE is just as much responsible for repayment.

Not sure what you mean by his church has funded/covered his debt up in the thousands.

And if they broke up and he took HIS stuff when he left - he has that right.  Your daughter would not have the right to keep his things any more than he has a right to keep her things.

I know you don't want to hear that because you want everyone to agree with you and take your side.  What you are saying doesn't make sense and I can see it from more than just your daughter's side.

It sounds like she bought him a cell phone and it was to be paid over time on her Verizon and some other cell phone account and maybe HE was going to make the payments.  They broke up and now he has a phone and she is left with the bill. But SHE had to be the one to put the phone on the account.  Unless it is in both of their names then he cannot charge stuff on her account. 

If it is her account then she can turn the phone off.  I guess she is stuck paying the bill because he has the phone and it cannot be returned.  She could file a police report but if he says it was a gift then it is a he said she said thing.

Lesson learned - You don't buy a boyfriend/girlfriend something that costs thousands of dollars on a charge card/account and expect them to repay it.  I don't know why you would even go in on a cell plan together or anything else if you were not married.

[timvolley]

No this really what i friend would do

[alaskah]

My boyfriend grew up with a guy and they were pretty much best friends up until the end of last year. This guy friend hacked into his AT&T account and bought two brand new iPhone XS Max's and refused to pay for them. AT&T said it wasn't fraud because he had all the information to get into the account. He did have ONE phone initially on the account, which was what was able to get him the temporary pin to finish login. He wasn't an authorized user though. So he shouldn't have been able to make purchases. But AT&T doesn't agree, so my boyfriend currently owes them around $5,100.

[santa7]

My boyfriend grew up with a guy and they were pretty much best friends up until the end of last year. This guy friend hacked into his AT&T account and bought two brand new iPhone XS Max's and refused to pay for them. AT&T said it wasn't fraud because he had all the information to get into the account. He did have ONE phone initially on the account, which was what was able to get him the temporary pin to finish login. He wasn't an authorized user though. So he shouldn't have been able to make purchases. But AT&T doesn't agree, so my boyfriend currently owes them around $5,100.

Makes you sick doesn't it when these con artists win your trust just to fraud trusting people.  Danny Archila Romera had to have the most expensive phones and when the bill came, I asked him why his name wasn't on the account, just my daughter's, he said "Because I have bad credit and she has good credit."  Now she has bad credit.  Originally, they were supposed to share the costs, but then after he got an i pad and another phone, she lost her job.  He took the phones and Ipad and ditched her.  Now the bill is 1100 and she is stuck paying it.  These people have no conscience.

[countrygirl12]

My boyfriend grew up with a guy and they were pretty much best friends up until the end of last year. This guy friend hacked into his AT&T account and bought two brand new iPhone XS Max's and refused to pay for them. AT&T said it wasn't fraud because he had all the information to get into the account. He did have ONE phone initially on the account, which was what was able to get him the temporary pin to finish login. He wasn't an authorized user though. So he shouldn't have been able to make purchases. But AT&T doesn't agree, so my boyfriend currently owes them around $5,100.

This is a good reason then to not use ATT.  My credit card does not hold me responsible for fraud charges.  If I report it as fraud then I am not responsible.  Same, I assume with my cell phone.  Nobody can just buy a cell phone on my account though. 

I would think if you get a police report and file charges against the person who done it then you can get something done.  I also have alerts set up on all my accounts and I am alerted if anything happens.  A charge, a payment, anything.  I get a push notification.  People cry and say I get enough texts.  Well fine, don't cry when somebody steals your credit card info.

[Galaban]

They are not good people. And I wish I know them so that I can stay away from them and tell others to stay away form them too.

[santa7]

Notice that these kind of people thrive?

[debidoo]

Yes and worse than friend it was my sister and brother whom I thought would always be closer than a friend for life.  They let greed consume them and we no longer have a relationship.

[guapguysteven]

No but be careful theres definitly people like that out there even on smaller levels.

[cathy37]

No.  I have never know anyone personally who scrams people.  I think it is disgraceful that all a person has to do is scam someone.

[clickers]

Yes shame on those who scam others. It's very sad to say, but they don't have any shame at all.

[santa7]

Yes and worse than friend it was my sister and brother whom I thought would always be closer than a friend for life.  They let greed consume them and we no longer have a relationship.

  That's terrible.  I'm glad I have good brothers and sisters.  Mother used to say:  You can pick your friends but you can't pick your family.  Just sad.