Debit, Credit, Check, or Cash

[JaniceSW]

When you are shopping in a brick and mortar store, what form of payment do you use most often?  I use my debit card about 95% of the time.  When it is a fairly large purchase, say over $200, I use my credit card.  How about you?  What do you use most frequently?

[sdenimandlace1]

I use my debit card the most.

[braggin]

I use my credit card the most for several reasons. One, it builds your credit to put things on a credit card and then to pay them off. Second, it gets you rewards if you have a rewards credit card. Third, it doesn't use up your hard-earned cash right away, allowing it to accrue interest before you have to pay up. Fourth, it offers you protection in case of a deal gone wrong - you can always appeal to the issuer of the card to help you straighten out problem purchases.

[brian8713]

I always use my credit card for the rewards. I hate the people that write out a check and hold up the line. Lol

[cadence4u]

I use cash or checks. On an occasion will us pre-paid cards.

I don't like credit cards!

[gaylasue]

I use credit cards mostly for rewards.  I pay off the charges as soon as they post to the account so I never pay any interest charges.

[LaTashaS28]

I use my debit card and cash the most

[countrygirl12]

Depends on the store. The amount of the purchase.

[countrygirl12]

I always use my credit card for the rewards. I hate the people that write out a check and hold up the line. Lol

You hate them?  That is a little harsh.  I mean it takes like maybe 2 minutes.  Are you really in that big of a hurry?  Go to the self check out. 

[DEBMZ6]

I use my credit card the most so I can get the rewards.

[cathy37]

I use my debit card most of the time.  Sometimes I use my credit card.  When I purchase gas I always use my credit card because it is a rewards card that lets me take cents off the gas.

[PGS28]

I use my debit card- too much.

[PGS28]

Just a heads up....I was listening to a commercial that offers 1% cash back on spendings up to $3K when used on a certain card.  Compare the fees to the rewards when signing up for reward cards.

[vickysue]

I use cash for  most small purchases,  debit car sometimes,  checks the rest. the only time I use credit cards is when I order on online. I would rather it already be paid for.

[bremer51]

I use my debit card for smaller purchases and credit card for larger purchases to earn cash-back points. But pay the balance off each month.   I never seem to have cash in my billfold.