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Topic: which do you use  (Read 1924 times)

aggie49

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which do you use
« on: March 02, 2017, 03:06:43 pm »
cash debit or credit  i use debit more then any thing but i also use cash when i have it my credit cards i only use in emergency i do not like to run the credit cards up

catchow

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Re: which do you use
« Reply #1 on: March 02, 2017, 03:33:16 pm »
I never have cash on me, I spend it if I do. So I 99% of the time use my debit card, I even have been in the grocery store and spent $1.00 using it, lol

vickysue

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Re: which do you use
« Reply #2 on: March 02, 2017, 03:53:27 pm »
I use a certain amount of cash because i don't like to charge, but i also don't like  having small amounts  recorded into my check book. I once in a while will use my debit card  just to keep  it usable.  all of my bills for utilities and such are paid by check and my house payment is taken out auto, as is my  fathers phone bill.

lguzman1

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Re: which do you use
« Reply #3 on: March 02, 2017, 04:21:55 pm »
I don't carry cash, I use debit card.

makeblessed

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Re: which do you use
« Reply #4 on: March 02, 2017, 04:47:18 pm »
I use debit or cash, I avoid using credit card unless it is for a major purchase or an unforeseen emergency.

renee10

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Re: which do you use
« Reply #5 on: March 02, 2017, 06:05:37 pm »
I use credit the most because of the card rewards I get but I pay it off every month.

hbxg1207

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Re: which do you use
« Reply #6 on: March 02, 2017, 06:50:57 pm »
I use the credit card with 2% cash back on everything. i love it :)

patapon555

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Re: which do you use
« Reply #7 on: March 02, 2017, 07:02:28 pm »
Credit credit credit. If you aren't taking advantage of cashback, you are wasting your time.

ancmetro

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Re: which do you use
« Reply #8 on: March 02, 2017, 07:24:42 pm »

      It is all very confusing and it depends on the Bank. Some cards can repair your credit score. While others, can give you cash back with no fees attached.

mrisha

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Re: which do you use
« Reply #9 on: March 02, 2017, 07:50:38 pm »
My preference is cash or Debit card.  CC's get you in so much trouble.
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davissy

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Re: which do you use
« Reply #10 on: March 02, 2017, 07:55:35 pm »
I like using credit cards over debit, since I can earn reward points with my cc. 

dsosnowski06

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Re: which do you use
« Reply #11 on: March 02, 2017, 08:34:06 pm »
I use my debit card for daily or weekly items and try not use my credit unless it for a major purchase and that is only to get the rewards.  However once I charge something I try not to use it again until I pay it off

darkxtsuna

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Re: which do you use
« Reply #12 on: March 03, 2017, 04:08:58 am »
I use my Credit cards more then my Debit depending on which one has the better % cashback or so.

mrsmere

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Re: which do you use
« Reply #13 on: March 03, 2017, 05:04:54 am »
Credit with cash back and small amounts I pay cash.

dwggs

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Re: which do you use
« Reply #14 on: March 03, 2017, 08:59:48 am »
I generally use cash but it is to my advantage to use my credit card that I get cash back on. 

I have a rule for my credit card purchases, if it is not an emergency, I do not buy anything that I cannot deposit the cash to pay for.  It keeps me from running up my credit card and makes me save for the things I want.

My debit card is used only for the convenience of making deposits to my account when the bank is closed.
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