Does anyone have a good tip on how to save money

[holmesch22]

yes i have a goood idea get a jar and hot glue the top and put a slit in it

[lguzman1]

have you tried opening a savings account where you can't take out your money for a certain amount of time. I've tried that and it works.

[mrisha]

Saving money is a hard thing to do in today's world.  The only way you can save money is to stop spending, eating, shopping, paying bills.

[PGS28]

Budget your checks for less than what you receive and make due with what you have. 

[PGS28]

You already know you need to make sacrifices, when your savings goal becomes important enough you will make those sacrifices with ease. 

[JaniceSW]

You have a lot of good advice on here.  Read it over and decide what will benefit you the most, per your lifestyle.  Sometimes you just have to find where you are spending too much and decrease it somewhat and also bring in additional income.  Maybe a PT second job is what you need.  Another valuable tip is "Pay yourself first."  That means direct deposit from your paycheck so that you never see it.  Start with what you think is reasonable per your income/budget and see how that works.  What I found was that I could actually increase my original amount slightly.  It doesn't matter how much, just do something!!!!!

[vickysue]

I put a small amount aside every month, $20.00.  I don't tell hubby  i have it and   when  something comes up, i will have it  pay for what ever.  the longer i put off  buying it the  more i can save and  if i put it off long enough i discover i really don't need it and save some more. I slo put  everything i make off of Fusioncash into PayPal  Working pretty good  for me.

[patapon555]

Pay yourself first. Dont think that paycheck should be going towards wasteful spending first. It should be savings first.

[griserelizabeth]

I used to have a hard time saving money but what I found really helpful is to put all of my loose change into a mason jar and when the jar got full I would wrap the coins and deposit it into my bank, it takes a while for me to fill up the jar but it's definitely worth it in the end. I also make sure to put at least 25-30 dollars into my savings account every month in case I need it

[debidoo]

I pay my bills and immediately put something in savings.  It is easy to move money from checking to savings after my direct deposit so I do it right away so I am not tempted to spend it.

[PGS28]

EXCELLENT ADVICE!! I first learned of paying oneself first by reading Automatic Millionaire.

You have a lot of good advice on here.  Read it over and decide what will benefit you the most, per your lifestyle.  Sometimes you just have to find where you are spending too much and decrease it somewhat and also bring in additional income.  Maybe a PT second job is what you need.  Another valuable tip is "Pay yourself first."  That means direct deposit from your paycheck so that you never see it.  Start with what you think is reasonable per your income/budget and see how that works.  What I found was that I could actually increase my original amount slightly.  It doesn't matter how much, just do something!!!!!

[linderlizzie]

The first step to save money is to know where it goes. Use a notepad (or your phone) and write down everything you spend. At the end of the month go over that list and the places you can save will stick out like a sore thumb.

A couple of big ones are phone service (home and cell).

This is so true. If you keep track of everything you spend, you can see where you might be able to cut down on
or cut out altogether some things.

At least it makes you think twice about your expenditures. 

And try to save a little every month for emergency expenses that may occur.

[mrsmere]

Good ideas.  I pay for everything with bills and save the change.   I also put money in a side account and never touch it because small amounts add up.  Do your monthly expenses and see what you can do with out.

[6265AT99]

The only way to "save" today, is cut back on all un-necessary items and live frugally.  Of course, that's easier said than done I'm afraid!!!

[darkxtsuna]

There's a pretty easy one don't spend it lol, just wait it off if you see something that you really want there is always going to be a better sale you just have to wait it.