do you use credit cards

[yikes77]

I have a few but currently only using my new one.  I may end up cancelling my other ones within the next year.

[ghunter]

I use them only when necessary.  I really try not to.

[squirrelgirl44]

I use them really only when I travel (for airfare or hotel), and for recurring expenses. Otherwise, I use my debit card.

(Also, it really bugs me that you don't ever use punctuation... why is that???)

[6265AT99]

Mostly I use my debit card but sometimes when things get really, really tight I must resort to credit cards just to eat!!!!!!!!   

[dsosnowski06]

We have 3 but only use one and that is really for emergency purchases.  Try and use our debit as much as we can.  I have outstanding debt. 

[sherryinutah]

Yes, I use the 0% APR with cash  back or rewards. I'm motivated to use and take care of my credit cards in an effort to constantly improve my credit score.
 
It's all about making financially intelligent choices.   

[vickysue]

I very seldom use mine, but  i have it when i need it.  since we live in a rural area and have to drive  long ways to do major shopping i order from Walmart once in a while or from Sam's club for certain items until we make another trip for doctor visits for us or family members. Which is about ever 3 months. Then watch out i buy in bulk and fill my freezer back up and also buy  a lot of items needed. But  once in a while things will have to be ordered and then paid off.  the rewards add up.

[froggylover227]

I try not to anymore. I got myself into some bad debt a few years ago. I now have all those credit cards in a consolidation program, which has helped me out substantially. I only have one open credit card left, and try to use that for emergency situations only. It has a $500 limit, so I can't do too much damage with it, but I'm trying really hard to get my act together so that I can save up some money so me and my boyfriend can move out of his parents' house and get our own apartment already.

[mardukblood2009]

I am an amazon visa card. I use it all the time and I get points for every purchase.

[dogsleash]

no credit cards at all.

[heypeg]

not to often

[PGS28]

No, but I have a couple of debit cards that I've been burning up lately

[ejholt]

I use to have credits cards but don't anymore.  If I don't have the money to buy something, I do without.  I only have a debit card.  Hope everyone has a good day and may God bless each of you and keep you safe.

[jenniferhoder]

I do- I have but I am focused on getting everything paid off so I can enjoy financial Freedom!

[lywb2168]

I do have 1 major credit card and I used sometimes, but most of my shopping is done with my bank card as a credit.