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Topic: Credit Card Rewards  (Read 1221 times)

sdecaro558

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Credit Card Rewards
« on: January 29, 2013, 08:49:31 am »
What types of rewards do you like best on your credit cards - cash back, airline miles, or points?  I like my cash back cards the best - I don't travel enough to use airline miles, and I'd rather have the cash than "stuff" that I can get with points.

bhiett

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Re: Credit Card Rewards
« Reply #1 on: January 29, 2013, 09:09:49 am »
Cash back is best.  One of my credit card banks gives instant credit each month, subtracting the rewards amount from my purchases.  I like that and also like getting a check back at the end of the year.  The rewards you have to use for purchases on their website...not so much.

dreamyxo

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Re: Credit Card Rewards
« Reply #2 on: January 29, 2013, 09:37:28 am »
I work for the airlines so I don't need miles.  I prefer cash back.

squirrelgirl44

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Re: Credit Card Rewards
« Reply #3 on: January 30, 2013, 07:37:38 am »
I travel quite a bit, so I like a card that gives miles. I'm from Denver, which is where Frontier is based out of, so that is the card I carry because I fly them a LOT.

melissaotto1982

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Re: Credit Card Rewards
« Reply #4 on: January 30, 2013, 07:58:39 am »
I love the cash back! I never seem to get enough points to ever be able to redeem travel ones.

timvolley

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Re: Credit Card Rewards
« Reply #5 on: January 30, 2013, 10:14:07 pm »
i get 5% back on my credit card which i can use towards my next gm car

froggylover227

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Re: Credit Card Rewards
« Reply #6 on: January 31, 2013, 06:10:59 am »
I also prefer cash back. However, I have a supposed "cash back" card and when I went to redeem the cash, I was told that I had to use it towards the balance on the card! What a croc! That's more of a rewards for the company than for me! Shame on them!

ninajay

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Re: Credit Card Rewards
« Reply #7 on: January 31, 2013, 09:38:22 pm »
 I prefer cash rewards.. I don't fly very much

FontFanatic

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Re: Credit Card Rewards
« Reply #8 on: January 31, 2013, 10:34:45 pm »
What types of rewards do you like best on your credit cards - cash back, airline miles, or points?  I like my cash back cards the best - I don't travel enough to use airline miles, and I'd rather have the cash than "stuff" that I can get with points.

Cash back is best.  I have one credit card that gives me a bonus for paying my bill on time.  It is stupid, I know, because you get charged a fee if it is late, but the extra little bit of cash back is enough of an incentive that I NEVER pay that one late.

bleyd

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Re: Credit Card Rewards
« Reply #9 on: February 03, 2013, 03:05:11 am »
Cash back is the best for me.  I dont travel a lot so points wouldn't be worth it to me.  Probably expire before I have a chance to use it. At least with cash I can use it on anything.  :)

bigfoot951

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Re: Credit Card Rewards
« Reply #10 on: February 03, 2013, 09:27:08 am »
I didn't know there was any debate on this type of thing.  I thought everyone would prefer cash back.  I know I would.  I don't have one where I get cash back now, but I do get points and that is better than nothing.

queenofnines

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Re: Credit Card Rewards
« Reply #11 on: February 03, 2013, 02:10:23 pm »
I'm with you on not wanting "stuff"...although the whole cash back thing feels more like a discount towards paying your credit card bill and nothing more. At least that's how it is for me.
"It is far better to grasp the universe as it really is than to persist in delusion, however satisfying and reassuring."
-- Carl Sagan

sgluckadoo

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Re: Credit Card Rewards
« Reply #12 on: February 03, 2013, 02:13:57 pm »
What types of rewards do you like best on your credit cards - cash back, airline miles, or points?  I like my cash back cards the best - I don't travel enough to use airline miles, and I'd rather have the cash than "stuff" that I can get with points.

same here. I dont travel so those miles and discounts are lost on me. I prefer cashback, or points than can be converted to cash.

I have a chase card (freedom? i think), that gives 1% on everything and 5% on select purchases. The 5% category changes quarterly. It is great when it is on gas and grocery!

5Yari32

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Re: Credit Card Rewards
« Reply #13 on: February 03, 2013, 02:15:00 pm »
Thats good :)

lguzman1

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Re: Credit Card Rewards
« Reply #14 on: February 03, 2013, 06:05:23 pm »
I always go for the money. It come usefull when I needed.  :)

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