is there a 30 day wait for the newbies who cashed out for the first time.

[falcon9]

I finally reached cash out but it said it will be processed on nov. 20..... that long??

Any request for payment made before the end of a month will show as "pending" processing for payment by the 20th of the following month.  If you were to cash out about October 31st, your payment would still be pending until around November 20th however, that would be less than a three-week wait, (as opposed to an approximate 34 day wait resulting from cashing out on October 16th).

http://www.fusioncash.net/?ref=falcon9

So are you saying that it would be better to cash out at the end of the month to receive pay by the 20th of the month?

No, I was saying that payment will be made around the 20th of the following month, no matter when it was requested on the previous month.  It then becomes a matter of balancing how long one wants to wait for payment vs. maximizing earnings by waiting until the end of a month to cash out.

I would be lucking to ever cash out, since i am not catching on to this fusioncash thing. I only have 9 dollars and some cents right now and i have been with this thing since i believe August or September if i am not mistaken, i don't want my 180 days to hit me and i lose all i have worked for. How do i keep from doing this?

There are several daily offers, e-mail, surveys, human tasks, videos and weekly contests/promotions which generate anywhere from $0.27 to another $6.75-$8.00 potentially.  Even doing just the "dailies", (no surveys or paid offers), one can generate $8.33/month or, enough to cash out in three months.

and also where do i go to  to see who replied back to my messages? Thank you Patricia.
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[ruevouge]

It will always be on (or around) the 20th of the next month.  Best thing to do is wait until the last day of the month and then it's less than three weeks.