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Topic: cash or credit  (Read 8896 times)

aggie49

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cash or credit
« on: August 20, 2012, 11:27:44 am »
i use cash to pay for everything i have a prepaid credit card so i never go over the limit my ex put me in deep when we got divorsed thats why i won't have any regular credit cards plus i remember growing up mom and dad always told us if you can pay ofr it you don't get it

andao101

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Re: cash or credit
« Reply #1 on: August 20, 2012, 11:44:00 am »
CASH!! credit cards are very dangerous. i'm 17, and that's what my teacher told me

lovekittytam

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Re: cash or credit
« Reply #2 on: August 20, 2012, 12:15:18 pm »
I use cash for stuff as well. I h have a prepaid debit card. Credit cards , I learned that the hard way when I was younger. Cash is usually the best way to go.

ladycasshmere

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Re: cash or credit
« Reply #3 on: August 20, 2012, 07:58:56 pm »
I do not like to carry cash anymore. I feel safer carrying wround my credit cards than a pocket full of money.
people these days rob and steal. I know at least if my purse is stolen and Im carrying cards if anything happens I can file a claim with my bank and I dont end up losing money.

LaTashaS28

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Re: cash or credit
« Reply #4 on: August 20, 2012, 08:39:00 pm »
cash and I like using my prepaid debit card a lot, to me it is so much easier to have. Credit cards are just too much to handle and a waste of time.
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ninajay

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Re: cash or credit
« Reply #5 on: August 20, 2012, 11:15:42 pm »
I use cash or my debit card

davidh121

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Re: cash or credit
« Reply #6 on: August 21, 2012, 12:14:13 am »
I prefer paying by credit card. I am diligent on paying on time and I like the rewards benefits that come with the cards I'm associated with.

alaric99x

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Re: cash or credit
« Reply #7 on: August 21, 2012, 12:16:03 am »
I use a credit card for almost every payment.  I use a Discover card and it gives me a 1% cash back bonus, 5% when they're running a special, like they are right now on gasoline.  I always get between  a $20 and $60 bonus every month, depending on my purchases and the bonuses.  All you have to do is pay off the outstanding balance on time every month and you can make a little money by using a credit card.  Of course, if you leave an unpaid balance on the card, that totally defeats the idea of making any money, and, of course, that's exactly what they hope that you'll do.

CHANEYLAKEGIRL

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Re: cash or credit
« Reply #8 on: August 21, 2012, 03:53:37 am »
cash whenever possible.

diala84

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Re: cash or credit
« Reply #9 on: August 21, 2012, 07:15:06 am »
I use credit cards with reward programs and pay off the balance each month. So far I have never held a balance for more than a month on the card. Plus I get gift cards a few time a year for using them. For me it works but I can understand if it is hard to fight temptation to buy more than you can afford when using a credit card.

crazyzoo

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Re: cash or credit
« Reply #10 on: August 21, 2012, 07:47:49 am »
cash whenever possible my debit otherwise I always make it a habit to have cash on hand you just never know

ssliva67

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Re: cash or credit
« Reply #11 on: August 21, 2012, 07:52:03 am »
have stopped using credit cards...use debit card which is cash from from my checking account

lkeys81

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Re: cash or credit
« Reply #12 on: August 21, 2012, 08:13:54 am »
cash or debit card

LDELARGY

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Re: cash or credit
« Reply #13 on: August 21, 2012, 08:15:37 am »
I USE DEBIT CARD AND MY HUSBAND USES CASH.

squirrelgirl44

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Re: cash or credit
« Reply #14 on: August 21, 2012, 08:37:46 am »
Sometimes cash, sometimes credit card. I prefer cash, but that is not practical for a lot of things i need to spend my money on.

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