How much money do you save

[bholmes618]

Used to be able to save more than now.  Working on it but salaries have decreased, expenses have increased.

[dyano]

never really have enough to save, it usually ends up having to go to something

[Tere2]

I try to save more but I put a little in stock and 401k from my check for retirement.

[Tresbn00]

Everything that I make from my forty hour jobs goes to my family except ten dollars per month that I invest and they will eventually get any ways.  Everything that I make on line, through investments, returning cans and several other non"working" venues goes into investments.  If I save two dollars in gas by going to a cheaper gas station...it goes into the investments.  I haven't had a haircut in three months, most people get their hair cut once a month, so half of the money saved there goes into the investments.

[bretay]

I try to save as much as possible.

[aunttutti]

I use the 10-10-80 method.  The first 10 percent of my paycheck goes to the church (God), the second 10 percent goes into my savings account. Now this leaves 80 percent of my paycheck that I use to the mortgage and the pay bills, etc.  No, I do not make a lot of money, but I plan my budget for the 80 percent. 

Have faith in the Lord and he will never let you go without.

[Tresbn00]

I save and invest every cent that I make on line because it is the only money I make that I feel is truly mine.  I work a sixty hour per week day job and fourty hour per week side job and all of that money goes to my family who spends it faster than I can make it.  I told my wife that I have an opportunity to put in some more hours and make another thousand dollars per month. Her response? "I guess I can handle it".  I still find time to do things around the house and with the kids.  My wife learned that I was making money on these sites and she wants that added to her spending money....whatever!

[kaitsilva]

I certainly am saving a lot more now than I did before! I'm at the tail end of paying off credit cards, but I still have student loans, car loans, and lots of other fun things that keep me from really saving money even though I work full-time...

[wrands]

i never have extra money all my money goes to bills

+100, same here - BILLS, BILLS and MORE BILLS!

[aunttutti]

I put money into my savings every month, but it seems like every time I turn around, I am taking some out, because I have to, not because I want to.

[mjoseph1]

i spend some and save some

[lovekittytam]

I like to save my money but I have a shopping problem sometimes.

[bobes915]

I have really been trying to cut my lifestyle down to the bare minimum the past few years.  I am a saver. 

[sdecaro558]

I try to save whenever I can, but usually have to spend it all to pay bills.  I find that I save whenever I get a large sum of money, like my income tax refund.  Then I hit savings as I need to for school.

[EDW39A]

I use the 10-10-80 method.  The first 10 percent of my paycheck goes to the church (God), the second 10 percent goes into my savings account. Now this leaves 80 percent of my paycheck that I use to the mortgage and the pay bills, etc.  No, I do not make a lot of money, but I plan my budget for the 80 percent. 

Have faith in the Lord and he will never let you go without.

I saved at various times in my life. It helped start several businesses. But I was not truly a saver, I used forced saving to my IRA. The money was taken out before I got my check. Now I use "The 70/30 rule", glad I found it in time. Seventy percent spent on "necessities and luxuries", 70% of after tax income. Ten percent goes to charity, giving back 10%. Ten percent for capital investments. engaging in commerce at least part time. Lol, "full time on my job and part time on my fortune", glad I picked up that philosophy. My grandparents had it but not my parents, their children, no matter I learned from a mentor. And ten percent on savings. For peace of mind in the "winters" of your life; "through the magic of compounding aided by tax-free retirement programs", which I learned all about from my readings.  Read some good books on the subject like "YOUR MONEY or YOUR LIFE, Transforming Your Relationship with Money and Achieving Financial Independence" by Joe Dominguez and Vicki Robin. And works by Napoleon Hill parts where it came to the value of saving. And other books including "The Richest Man in Babylon" by George Clayson. They were good for theory and if you actually do the activity. The problem many times was little or no income to save and invest. Then I found "What Color is Your Parachute xxxx, A practical Manual for Job-Hunters and Career-Changers" by Richard N. Bolles. Then I always had income, not always the best jobs, but I could find jobs or work for myself. It pays to search and read.

*Learned to save on shopping. Purchased dress shirts and clothing from Marshall's and other places, when I read a book about the markup on clothing. Had to get back in shape to get the best deals, so I hatched to birds with one stone. Worked a job where a young man cut his own hair. He started cutting the managers hair and taught me how to start cutting my hair. Save $20 twice a month and now get a cut from my barber twice per year. Lucky for my barber he uses his spare time to work on a mini-profit center.