if i couldn't pay my bills with it, i'd probably hit the road for my local grocery store that's opened 24 hrs. and offers alllllll kinds of gift cards from Lowes to Best Buy to Applebees. For every 50 bux I spend on them I get 20cents off a gallon of gas. I figure that would be good for a tank of gas and I could spend the gift cards through-out the year when the need arised. It would be fun having all the gift cards on me when I went shopping. It would be like having little mini shopping sprees.