SUGGESTION ABOUT EXPIRED CREDITS

[janell07]

If you have been faithful for a year you should have had your $25 without a problem, even if you didn't spend any money.  They are being more than fair by giving us 6 months to cashout.  You knew about the 6 months because of the TOS.  If you didn't read them, that is your own fault.  I have had some of my money expire, but that was my own fault for letting it sit there and doing nothing with it, not FC's fault.  They are not a bank.  They are here to help us make money. 

[mynevaeh]

If you have been faithful for a year you should have had your $25 without a problem, even if you didn't spend any money.  They are being more than fair by giving us 6 months to cashout.  You knew about the 6 months because of the TOS.  If you didn't read them, that is your own fault.  I have had some of my money expire, but that was my own fault for letting it sit there and doing nothing with it, not FC's fault.  They are not a bank.  They are here to help us make money. 

I have been a faithful member up until my surgery so I was unable to do FC for a while.  And I did not blame FC for the credits expiring I did read the TOS nor did I ask to get the money back.  I just feel that instead of credits expiring it should only apply if you are inactive for 6 months (not log in at all for 6 months then assume they no longer want to be a member).  But that is just my suggestion

[discardedheart]

i've only had trouble with this once, and that was before i even knew the rule existed. i lost quite a bit of money, but it was my own fault for taking a break from the website and slacking. it honestly IS an adequate amount of time to make $25.00 - you could literally do JUST the $.15 PTC every day and make your cashout within six months.

[JSornon]

I don't feel that offers you complete should have a specific timeframe before they expire and lose the money.  My suggestion is that this rule be overturned!!! I just lost $5.27 due to my credits expiring and I have been a faithful member for a year.  I have never experienced any issues with FC so I cannot bad mouth FC.  But I do not agree with this rule because if a person honestly earned those credit (cash) it should be rightfully theirs no matter what...If those credits had not been lost I would have cashed out by now.

Does anybody else agree that FC should overturn this rule about credits expiring???

What do you think??

imnot exactly sure why FC has that rule but i think its because they want to get people to try the offers out in a  reasonable time frame instead of taking a real long time.  It gives people the incentive to not be so slow and therefore the people FC is promoting are getting the attention/energy/money that both FC and them want.  They want to make money sooner then later.   
If FC wants to keep this rule then they should donate the money to a charity. 

[jwallbank]

If I am not mistaken, I believe I read that you have 180 days of no activity before FC will expire your credits.  It seems pretty fair to me.  If you are not actively using the account, they probably think you are not coming back after 6 months.  I have been inactive for a month due to a project I am working on, but I knew that if I didn't do a little something at least, I might lose what I earned.  I think what FC is doing is fair since they have to monitor these accounts.  But, that's me.

It is not actually 6 mos of inactivity, it happens to be 180 days from when you did the actual offer. I had about $6 dollars in the beginning of my signup period, so I actually lost my signup bonus and a few offers. My bad though, I did not read the rules on the 180 days from time of offer they will expire. I personally think, if you check in and do some of the offers every day, you have plenty of time to cashout. Just don't try to get a big check and wait too close to that 180 day mark. I had about a week of offers expire on me. I learned from there. Now I cash out about every two- three months.

[kords21]

That sucks you lost those credits, but as other posters have noted, 6 months is plenty of time to be able to cash out. I love the $3 for posting in the forum offer. They have to have a limit on it just to keep people from spamming the board, but that also keeps the board interesting and not filled with total crap. I guess it takes about 2 months to credit? I submitted my form the first week in May, I thought it'd be there today (1 June), but I guess it takes a couple of months or so. Either way, I've got $3 headed my way.

[ksmie1962]

I think they have a lot of good offeres and bonus stuff to keep you wanting to do this.  So far I am enjoying the experience. 

[jessicak83]

I have been a faithful member up until my surgery so I was unable to do FC for a while.  And I did not blame FC for the credits expiring I did read the TOS nor did I ask to get the money back.  I just feel that instead of credits expiring it should only apply if you are inactive for 6 months (not log in at all for 6 months then assume they no longer want to be a member).  But that is just my suggestion

I had that happen too, I went to the hospital, was unable to use the computer for quite some time (as I only have a desktop), finally got back onto fusioncash and quite a bit of money was gone, then went back to hospital, and after recuperating again, all of my money was gone.
If I had known about the policy before my unexpected hospital visits I would have cashed out everytime at $25 instead of trying to accumulate a large amount *then* cash out. I had previously done 2 cashouts before the hospital visits but was trying to have a larger cashout for my third one
No sympathy from them when I submitted a support ticket, so I'm out all that time and money I had earned back then.
But now that I know, I'm going to make sure I cashout at the minimum.
It would be nice if there was a change in the expiration policy, or if it was advertised on the actual account page

[TechTeacherJC]

i agree %100 

[asdf0906]

Sorry for all of the money you guys lost  I agree that the policy is fair for the most part tho, because technically, if you do ONLY the $0.15 Daily Offer, you can hit cashout in 167 days, giving 13 extra days for whatever else you want. Of course, the Daily surveys always help with cashout, so I find the policy quite fair.

[sh1980]

I have also lost 3$ with this rule of FC...so I also want that FC should return the credits and also overturn this rule..nobody is here on FC to loose money where we have to collect so many cents to make a dollar ...FC should not be doing this with us..there shouldn't be any time frame to cashout.

[rbudovec1947]

FC provides all the information you need concerning offer expiration limits right in the FAQs:

Per the Terms of Service, offers and bonuses expire if not cashed out within 180 days of being credited.

We realize that this policy may be frustrating, but if we cannot "close out" accounts after a certain period, our accounting becomes unmanageable.

We feel that 180 days is an adequate time to cashout your funds, since the minimum for payment is low and you can easily reach it by completing no-credit-card-required offers.

The 180-day rule has to do with accounting procedures. It's nothing personal. FC cannot be held responsible if we don't read the rules. It's just common sense for all members to become familiar with both the FAQs and the Terms of Service before they sign up.

How is that different from reading the Terms and Conditions on an offer before you sign up or give out your personal information, whether it's on FC or any other site? If you don't read the fine print before you sign on the dotted line, it's on you. How can you hold FusionCash responsible if you didn't take the time to read the set policies in place?

So, words of wisdom to all you newbies: read the FAQs, the TOS, and watch the Tutorials. Get familiar with how the site works before you start complaining.

I also see no advantage to allowing your cash out to build. Cash out as soon as you reach the minimum requirements to cash out. The only exception would be if you need more money in your pocket next month. If you cash out as soon as you can, you won't have to worry about the 180-day rule. It won't be an issue. 

[wsnyyankees2009]

FC provides all the information you need concerning offer expiration limits right in the FAQs:

Per the Terms of Service, offers and bonuses expire if not cashed out within 180 days of being credited.

We realize that this policy may be frustrating, but if we cannot "close out" accounts after a certain period, our accounting becomes unmanageable.

We feel that 180 days is an adequate time to cashout your funds, since the minimum for payment is low and you can easily reach it by completing no-credit-card-required offers.

The 180-day rule has to do with accounting procedures. It's nothing personal. FC cannot be held responsible if we don't read the rules. It's just common sense for all members to become familiar with both the FAQs and the Terms of Service before they sign up.

How is that different from reading the Terms and Conditions on an offer before you sign up or give out your personal information, whether it's on FC or any other site? If you don't read the fine print before you sign on the dotted line, it's on you. How can you hold FusionCash responsible if you didn't take the time to read the set policies in place?

So, words of wisdom to all you newbies: read the FAQs, the TOS, and watch the Tutorials. Get familiar with how the site works before you start complaining.

I also see no advantage to allowing your cash out to build. Cash out as soon as you reach the minimum requirements to cash out. The only exception would be if you need more money in your pocket next month. If you cash out as soon as you can, you won't have to worry about the 180-day rule. It won't be an issue.  

              

      ** 6 Months is Sufficient Time to CashOut!! **

                                      ** FC has their own Tax/Accounting issues to deal with so that we can get paid monthly **

[lvstephanie]

FC provides all the information you need concerning offer expiration limits right in the FAQs:

Per the Terms of Service, offers and bonuses expire if not cashed out within 180 days of being credited.

We realize that this policy may be frustrating, but if we cannot "close out" accounts after a certain period, our accounting becomes unmanageable.

We feel that 180 days is an adequate time to cashout your funds, since the minimum for payment is low and you can easily reach it by completing no-credit-card-required offers.

The 180-day rule has to do with accounting procedures. It's nothing personal.

Many places will expire money credits due to accounting reasons. If you have ever gotten a check from a company (eg a rebate check, paycheck, etc.) they usually have written on the check that it expires in 90-days from date of issue. If they didn't do that, they might not be able to close the accounting loop and would lead to accounting nightmares. I think FC is being more than fair. Not only do they have this in their TOS, they also have it in their FAQ, they have warnings on your account page for any offer having less than 30-days before it expires, and searching the forum will bring up numerous threads on this topic. So I don't buy that this is somehow "hidden" when you signed up (you did agree that you read the TOS when you signed-up, afterall...)

I also think 180-days is pretty fair considering all of the ways to make money. As others have stated before, just by doing the PTC you can cashout within 180 days. If you are very diligent by doing the PTC, e-mail, and posting daily in the forum for that bonus as well as another bonuses (like the payment proof bonus) you can cashout within 90-days.

This past few weeks, I noticed that I was getting very close to having a bunch of my offers expiring (I slacked off with my work-load); I had to earn over $5 in about 15-days, and I didn't think I'd get the forum bonus from last month in time. So I went thru and did a bunch of surveys, and now I have only 56-cents to go (so I should be able to cashout by Saturday).

I do understand and feel sorry for those that run into problems (eg hospitalization, traveling to a parent's funeral, etc.) that occur which prevent you from getting onto FC. But other than that, I think the 180-days is fair. I actually could see some type of compromise. Like I said, I understand if there was something unexpected that came up, and so in that case it would be nice to be able to "freeze the timer" so to speak for a certain length of time until you get back on FC. So perhaps if there was some type of "personal leave" option that allowed you to freeze the timer on offers for, say, a week or two at a time. There'd have to be some type of challenge in order to earn this "personal leave", however, so that you wouldn't be able to use this option indefinitely. Perhaps every 180-days of activity (ie getting credited for an offer) earns you one week of "personal leave". Or maybe allow the person to take as many as they want (or perhaps limit to 5 between every cashout), but each time they do it means they need to earn an additional $1 in offers before they can cashout. That way people that do have issues out of their control can be given a little leeway to cashout in time, but it would still be difficult so that this option wouldn't be able to abuse the system.

[BizELady]

I don't feel that offers you complete should have a specific timeframe before they expire and lose the money.  My suggestion is that this rule be overturned!!! I just lost $5.27 due to my credits expiring and I have been a faithful member for a year.  I have never experienced any issues with FC so I cannot bad mouth FC.  But I do not agree with this rule because if a person honestly earned those credit (cash) it should be rightfully theirs no matter what...If those credits had not been lost I would have cashed out by now.

Does anybody else agree that FC should overturn this rule about credits expiring???

What do you think??

I agree.  I have also had credits expire while trying to build my downline :-(