Saving money and budgeting

[shepherdchik]

Does anyone have any good tips on saving money? I am trying to pay down credit cards and a car loan and I'm doing alright but I need to save more money as well. I should be on here more trying to make a little extra cash as well!

[potluck6]

if you have a smartphone you can save by using ibotta and checkout51 apps. i don't have a smartphone so i can't.

[Catwomanj10]

May 14, 2016

Hello to Stefendchick and to everyone out there in Fusion Cash World!

Do I have suggestions on how to save more money?

I sure do!

Here are some tips that I would like to recommend to you>

1.  Get yourself a jar and start saving all of your coins for as long as you can do it and do not touch that money until
it gets filled up to the top.  Just put it in a safe place, for example, maybe in a locked safe at home!

2.  If you do not already have a bank which has a "counting machine" where it's members can go and dump their coins into the machine and the machine counts out the money collected by its members in the form of coins,.......then google search a bank that will do that for you!

3.  If you go to church, ask your pastor if he or she will allow you to do a bake sale and then, of course, give God ten percent of what you have earned from the bake sale.  God's word says, "It is the Lord God who gives us the strength to become wealthy!"  (paraphrase of the bible)

4.  Recycle  your soda cans and earn extra cash this way, as well


5.  Buy business cards and promote Fusion Cash to others so that you can start to earn a residual income!

6,  If you have stuff that could be useful to others, then plan on having a garage sale on the weekends  and to make it more profitable, advertise for it by putting up a big sign where everyone can see it, and or advertise for it through word of mouth to everyone you know so that they have the opportunity to come and to buy from you!

Ok, I guess that about covers it for now!

I hope this helps you out!

 

[6265AT99]

I know what you mean - it does seem like a daunting task!!!  I haven't found a "magic" way yet, but I too will keep trying.

[Segun15]

what me and my husband do to save is after paying my rent and bills we put what ever we have left of our pay checks and transfer it into out savings account. then about every six months we take our coins to the bank. even fc and other survey companies to make a little extra cash and believe me it helps a lot every months

[bigfoot951]

You have to track every single cent you spend and make cut backs on things that aren't necessary.  People screw up here by not considering every cent they spend, and by feeling certain purchases are necessary when they clearly aren't.

[madeara]

Finding good deals is key.  Having a budget is essential as well.

[nannycoe1]

I need a smartphone but can't afford much. Any ideas?

[dsosnowski06]

I totally agree with the advice that Catwomanj10 supplied and I use most of these myself.  In addition I clip coupons and look online for them especially the ones from the survey sites that offer a little reward then after grocery shopping I see how much I saved and put this money into our savings account.  It doesn't seem like a lot at the time but it adds up.  Also I do check all the sale papers and make my grocery list from them.  It is a little bit of a hassle going from store to store but it helps and it helps that I live around 6 grocery stores.   I also keep an ongoing excel sheet of our monthly expenses each month.  The extras like insurances are also noted on the previous month they are due.  This way I know I have to budget a little more the following month.  I learned to use my debit card  (only tied to my checking account) and leave my credit card at home. This helps because then I know I need that money for bills and can't always have what I want versus what we need.  Instead of a jar I have a red plastic old fashion piggy bank that has to be cut to get the money out because the jar is to tempting for my family members.    Good luck and I am sure you will make it happen.   

[elvisdo]

One thing people have to do is eat so look for apps such as Ibotta, Savingstar or any similar apps that offer you rebates for purchasing groceries. These things add up quickly in a month's time. I can earn $100 a month just using these sites. It's good rainy day money when you need it.