It's just their way of having the last word in the argument. I have to agree with what someone else said. Money should be given away without any thought of return. Never co-sign for anybody, especially family and friends. If someone comes to me for financial help and I have it, then I give it in that spirit, without expecting anything back. Sometimes it comes back and sometimes it doesn't. I have a saying about money that I've always tried to live by: Money only has 2 redeemable qualities, either to further the work of God, or to help someone who needs help (charity). Otherwise, money is just a means to an end....it's necessary to live.