Are You Struggling To Save

[BK_Adores_Chase]

My Mom taught me something that actually works.  Instead of telling yourself you can't spend, which makes it hard, have a goal.  I told myself if I can get my credit card bill down to $500 then I can spend $50 on clothes, and it is truely motivating me to get that bill down because my favorite thing in the world is shopping.  Before, I would always think to myself "Well looks like I can't go shopping for a year [that's probably how long it will take me to make my bills vanish]" which didn't work for me because I would behave for a while but then I'd just go crazy one day and blow $100 on things for my apartment. Bad!!!