Should I go back to school?

[darkxtsuna]

Go back getting a better education means more $$$$$ in the future depending on what your going to do.

[CharmedPhoenix]

I does sound really confusing, and stressful.  My best advice is to read what financial expert Susie Orman has to say.  She's adapted her advice for the current economy.  Student loans never go away, not even with bankruptcy so racking up more student loan debt sounds like a bad idea.  More debt is more stress.  Couples fight more over money than anything else.  Stress and discord in the family is hard on kids and leaves them damaged.  I know, I've been dealing with that all my life.  I suggest that you take a deep breath and make a plan together.  Pay down your student loans while making use of any and all free training/courses you can find.  There are tutorials online and great books in the library that could give you the knowledge you need and a head start on any future courses you might take.  You might also look into grants that don't have to be paid back.  Take your time and think this through.  Good luck.   

[kewl4reals]

Ok, I need honest opinions here. My situation goes like this: I was attending a traditional brick-and-mortar college, but had to leave because I got a full time job, and the classes didn't fit into my schedule. In the meantime, me and my husband have decided to try to start a family. I was starting to recieve bills for my previous schooling, and I was able to put some of them into postponement because I'm not really ready to start paying them back yet. Please, I don't want to hear the "if you can't pay your bills, how are you going to afford a baby" thing. I've heard it enough. And it's not that I can't pay them, I just don't want to. Mainly, because I've been thinking of going to on online schooling program. However, that would require me to take out more in student loans. While I wouldn't have to pay the old ones while attending, I would have to pay more off in the long run. My husband's job is really crappy, and he's trying really hard to get a new one, but he also wants to go back to school. I'm just so confused. I know right now, I want a baby more than anything. And honestly, I know financially we will be able to pull it off. I've heard plenty of people say "you are never really financially ready for a baby". But I'm so worried about the whole school thing. I can just not go back, start paying off the other loans, have a baby and continue on with my life the way it is. Or I could go back, accumulate more student loan debt, have a baby, hopefully get a better paying job with my new degree, and see what happens after that. I just feel that any which way I turn, I'm not making the right decision. It doesnt' help that my husband has previous loans that are currently postponed, but will need to be payed back, and he also wants to attend an online schooling program. It would be great to not have to worry about the old student loans being payed back right now if I attend that online program. But then I'll just have to worry about it later, come graduation. Can somebody please give me a little bit of advice. I feel so lost and could use some guidance. Thank you! 

i am enrolled in online classes and i would tell anyone who asked if they should do it as well, yes yes

[yumers]

-don't go to a for-profit school.  they are trying to make money for themselves, and don't feel the need to invest in their students' well being. 

-there are legitimate online courses that count toward your degree that are offered by places like LSU, an actual accredited school.  I think the courses are fairly inexpensive compared to what you might think it would cost. Even if you decide to go to a different school later, the credits will transfer without question.  Also, you can take as few or as many classes as you like at a time. 

-if the goal from getting the degree is to be able to get better jobs, then take classes that actually lead toward being able to get those jobs.  And not necessarily any job, but try to aim for ones that are actually available in the job market today. 

hope that helps.

[healthfreedom]

If at all possibnle, get back in school and get that degree. It will pay off for you down the road. You should not rack up a lot of debt to finish school.