FC Community
Discussion Boards => Off-Topic => Topic started by: UGetPaid on July 27, 2019, 04:06:08 am
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It's a pittance for all of the potential damage that could result from it, but about 147 million people are entitled to take part in a class action settlement of at least $125 from Equifax if your personal information was included as part of their 2017 data breach. Both my wife and I were eligible and requested our settlement payments yesterday. To determine if you are part of those affected, you have to enter your last name and last six digits of your SSN into an online form and then complete a short questionnaire.
Not a 'survey' like those of us here are used to, but if you get past the initial demographic query - it is a guaranteed $125 minimum payout for a few minutes of input. (You also have to wait quite a while for the payout - but when is anything instant these days!)
Take a look to see if you are eligible as I expect many of us here are. https://www.wired.com/story/how-to-get-equifax-settlement-money/ (https://www.wired.com/story/how-to-get-equifax-settlement-money/)
Also there is an alternative option of signing up for free credit monitoring rather than receiving the $125 payout. But if you get your credit reports at https://www.annualcreditreport.com/ (https://www.annualcreditreport.com/) every year and regularly check your credit score at https://www.creditkarma.com (https://www.creditkarma.com/) for any negative treatment (both free) it is probably worth putting the additional $125 into your pocket.
DISCLAIMER: If you take part in this settlement you will forfeit your right to bring any separate independent lawsuit against Equifax for any damages caused to you by their data breach. But the time, expense, and hassle in prosecuting that independent claim might make it not worth the effort.
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Thanks! Some else forwarded this to me too, so it is legit and worth it in my opinion. The $125 will be nice!
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Thanks for the information, I will look int it later today.
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Thanks for the info. $125 would be nice.
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I just submitted a claim. I should be getting a check within the next 6 months.
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Thatnks so much. Need to do this.
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Takes less than a minute to see if you qualify... really simple.
I wasn't impacted, which actually was a good thing :)
Thanks for posting.
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I heard about the data breach, but I am not going to look into it because I know it will upset me because they took your information without your consent, to begin with, and then they put you at risk for fraud. They should have paid out more than $125. Your information is never really safe no matter what.
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You should know if you qualify. This breech was 2 plus years ago. Unless you had someone open credit in your name or had fraudulent charges on your credit card or something you know happened then you aren't going to qualify.
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I just submitted a claim. I should be getting a check within the next 6 months.
You are not going to get a check just because you submitted a claim. You have to qualify. If you were not effected by the breech you will not be getting any money.
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I heard about the data breach, but I am not going to look into it because I know it will upset me because they took your information without your consent, to begin with, and then they put you at risk for fraud. They should have paid out more than $125. Your information is never really safe no matter what.
They did not take your info without your consent. If you have a credit card or anything else such as working or filing taxes, or ever have a loan it is reported to the credit agencies.
There was a breech. Someone hacked in to the system and got info on people. If you were not directly impacted in a negative way you are not going to get $125. You aren't going to get anything. And it has been 2 plus years, if you were impacted you should know it. You do not need to put your last name and last 6 digits of SS in to this site (giving your info to someone else LOL) to see if you qualify for the rebate.
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I heard about the data breach, but I am not going to look into it because I know it will upset me because they took your information without your consent, to begin with, and then they put you at risk for fraud. They should have paid out more than $125. Your information is never really safe no matter what.
If you were not directly impacted in a negative way you are not going to get $125. You aren't going to get anything. And it has been 2 plus years, if you were impacted you should know it. You do not need to put your last name and last 6 digits of SS in to this site (giving your info to someone else LOL) to see if you qualify for the rebate.
That's not 100% accurate. If your information was part of that data breach and is "out there" you may not have suffered any identity theft or credit damage yet. But that does not mean that you aren't entitled to the $125 settlement. There are other steps where you can make a claim for up to $20,000 in additional damages (with appropriate proof and documentation), but if your info was part of the breach - you can get the $125 just by completing the claim form. If your data was NOT compromised, then you are not entitled to the $125. If your data was compromised, you can get either the $125 OR free credit monitoring for a certain period of time.
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$125.00? What a pittance...because Equifax owes me more than that amount!
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I just submitted a claim. I should be getting a check within the next 6 months.
You are not going to get a check just because you submitted a claim. You have to qualify. If you were not effected by the breech you will not be getting any money.
I had to enter the last six numbers of my ssn and they said I qualified, which I already knew because they had informed me of my info being stolen months ago.
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Well yea, some people think they just need to file the claim and they will be paid. I didn't receive any notification of my info being breached so I guess I don't qualify
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Thanks for the info i will look into.
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I checked the other day and sure enough my information was breached so I filled it out. I don't remember if I got notification of a breach. I heard about it on the radio last week about the settlement then someone from a message board posted the link.
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Thanks for the info, well worth checking out.
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I saw that I was eligible so I will be submitting.
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I am not sure about this, so I guess I will pass although I was informed a couple of years ago that some one tried to steal my information so I have to have an ID number in order to file my taxes.
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It's a pittance for all of the potential damage that could result from it, but about 147 million people are entitled to take part in a class action settlement of at least $125 from Equifax if your personal information was included as part of their 2017 data breach. Both my wife and I were eligible and requested our settlement payments yesterday. To determine if you are part of those affected, you have to enter your last name and last six digits of your SSN into an online form and then complete a short questionnaire.
Not a 'survey' like those of us here are used to, but if you get past the initial demographic query - it is a guaranteed $125 minimum payout for a few minutes of input. (You also have to wait quite a while for the payout - but when is anything instant these days!)
Take a look to see if you are eligible as I expect many of us here are. https://www.wired.com/story/how-to-get-equifax-settlement-money/ (https://www.wired.com/story/how-to-get-equifax-settlement-money/)
Also there is an alternative option of signing up for free credit monitoring rather than receiving the $125 payout. But if you get your credit reports at https://www.annualcreditreport.com/ (https://www.annualcreditreport.com/) every year and regularly check your credit score at https://www.creditkarma.com (https://www.creditkarma.com/) for any negative treatment (both free) it is probably worth putting the additional $125 into your pocket.
DISCLAIMER: If you take part in this settlement you will forfeit your right to bring any separate independent lawsuit against Equifax for any damages caused to you by their data breach. But the time, expense, and hassle in prosecuting that independent claim might make it not worth the effort.
I guarantee if you do this and later there is a compromise of your info and you can trace it back to this that you can still sue them.
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I saw that I was eligible so I will be submitting.
I think everyone who goes to that page it is saying they are eligible. Whether or not you get any money is the real question.
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Heard about the breech but don't think I had any credit cards open in my name.
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I put my husbands name and it came out as being fine for the lawsuit. gave his social and info . if itbtakes 6 mns ok didn't have money before.
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Heard about the breech but don't think I had any credit cards open in my name.
This is not just about credit cards. They are a credit bureau so if you have have a loan for a car, house, any type of credit they have your info.